What if CCB loses its credit card?

Almost all banks are similar, and it is not said which bank is strict and which bank is not strict.

The loss report of CCB's credit card can be reissued by telephone and other ways, as follows:

1. Call the official customer service number of CCB Credit Card.

Second, according to the voice prompt operation is as follows:

1, enter the ID number/16 digits according to the voice prompt.

2. Telephone banking password for authentication.

3. Select the required service.

Fourth, choose the loss reporting service, and then turn to manual service, and you can go through the formalities.

5. Before reissue the card, after checking the identity information, register the information, wait for the card to be issued and get the card.

First, how to activate the credit card online:

(1) First log in to the online banking page of the bank credit card and enter the cardholder's password.

(2) Please modify your query password in time after logging in.

(3) After the initial password of the user's credit card is successfully modified, please log in to the online banking again.

(4) After logging in for the second time, please click on the credit card to activate, and enter the last 3 digits printed in the signature column on the back of the credit card and the home phone number according to the page prompts.

(5) After successful activation, enter 6 digits as the transaction password according to the prompt.

Second, how to query the bank:

1, customer service telephone inquiry. Generally, you will know which bank you deposit or bank card in, but you don't know the branch information, so you just need to call the customer service of the bank to let the customer service staff know the information of your bank.

2. Online banking inquiry. You can log in to online banking, then select "Account Inquiry", click "Account Opening Branch Inquiry", click your bank card, and then click "Account Opening Branch" to find it.

3. Mobile banking inquiry. You can log in to mobile banking, then select "My Customer Service" and directly enter the information of "How to inquire about the bank" in the customer service interface, and the customer service will reply to the inquiry method, just follow the method given by the customer service.

The above is the introduction of the bank's inquiry method. A bank is a bank that issues cards by passbook or bank card. When you apply for a card, you can ask the bank staff for the name of the bank, or you can go directly to the bank door to hang the bank information.

(Operating environment: computer: macro _ shadow knight engine; Browser: MicrosoftEdge version: 92.0.902.78; China Construction Bank: 5.6.3)

What should I do if I lose my bank card?

You can reissue the original, and when you reissue it, you should indicate that it is the original, because there is an extra charge.

The loss of bank cards must be reported first:

1. Applicants are required to bring their valid certificates (ID cards or copies of ID cards) to the bank counter for relevant procedures. Credit cards need proof of unit income or personal assets.

2. The process of applying for credit card and debit card is different. To apply for a credit card, you need to fill out an application form. The information required in the application form is true, and three pieces of information are indispensable. That is, personal identity certificate, residence certificate and personal income certificate. After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

3. The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.

The specific steps of bank card replacement:

1. After dialing the bank card, dial the service number, explain the situation and report the loss orally.

2. Take my ID card to the bank to have it reissued a week later.

The regulations of all banks are similar. Oral loss reporting and written loss reporting generally take 7 days * * *, subject to formal written loss reporting. After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue.

4. If it is an ordinary debit card, it can be done at the time (the next day) after the written loss report expires, and the account will be automatically transferred to a new card, and the new card will have a new account number. After entering the new password, you can continue to use it at that time. Loss reporting fee per time 10 yuan, and card replacement fee per 5 yuan. If you want to continue using your previous account, please ask the bank. )

5. After the new card is completed, the old card will be automatically cancelled, so don't worry.

First of all, we use the mobile phone number bound to the bank card to register and log in to the mobile banking APP (for example, Huawei p 10 mobile phone, based on Android7.0 operating system), log in to the bank APP, enter "Account Management", select the bank card that needs to be replaced or reissued, then click "Card Management", select "Reservation for card replacement", and finally select the outlet where we want to get the card. Everyone knows the follow-up work, fill in the personal contact information according to the prompt, and then wait for the bank card notice.

How to reissue the lost credit card? How long will it take?

If the credit card is lost, the user must first report the loss of the original card, and then apply for a new card. As for how long it takes to reissue a new card, it usually takes 15 working days. If the user is in a hurry to use the card, he can apply to the bank for urgency. It takes a certain handling fee to rush the card, but it can be reissued in 2-3 days. Therefore, if the card is lost, it must be reported as soon as possible, otherwise it will be stolen if it is found by others. If there is any property loss, the user shall bear it himself.

Credit card replacement process:

1. If the credit card is lost or damaged, you can call the CCB credit card customer service hotline to apply for a replacement card;

2. If lost, report the loss first, and then reissue the card;

3. Charge 50 yuan for loss reporting. If it's a magnetic stripe card, you don't need to charge again when you reissue it. If it is a special card type, it will be charged separately. For example, personality cards needs to charge 50 yuan's business card printing fee, and IC card needs to charge 20 yuan's handling fee;

4. If the credit card is damaged or replaced, the fee will be charged according to the specific situation. Generally, it will be charged according to 20 yuan, and the special card fee is the same as above.

Credit card processing conditions:

1. At least 18 to 65 years old;

2. Need my second-generation ID card;

3. There is a work certificate and income certificate stamped with the financial chapter of the unit;

4. No bad credit record;

5. Other financial certificates, such as real estate, automobiles, stocks and bonds.

Credit card application process:

1. Fill in the application form;

2. The information of the bank itself and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

Remarks: It is mandatory to be at least 18 years old to apply for a credit card, but it is easy to be rejected without a work certificate. Therefore, if there is no company, it is best to have fixed assets such as real estate or cars, or a stable source of income. You can also go to a bank with transactions, get a bank running water certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.

How to reissue the card of China Construction Bank if it is lost?

Construction of bank card replacement process;

1. After the CCB card is lost, report the loss by phone first, and call the CCB customer service phone number, and follow the voice prompts, but the telephone report loss is not a formal report loss.

2. To officially report the loss, you need to go to any CCB outlet where the card is located, and you don't need to go to the bank, just bring your ID card.

3. Go to the bank outlet, fill in the application form for loss reporting, report the loss as required, and apply for a new card with your ID card after 7 days. However, before issuing a new card, the online bank should reopen and cancel the hang-up, and the business and money in the old card can be transferred to the new card.

If the credit card is damaged, CCB can apply to the bank for a replacement card. If the card is lost, you need to report the loss before applying for a replacement card.

Precautions for loss reporting of bank cards: Banks generally charge a loss reporting fee. You need a bank card to report the loss. If you forget it, you can check with the issuing bank with your ID card. If the bank card is lost, you need to report the loss first, and then apply for a new card after a while. You can only withdraw money if you get a new card. Generally, you need to call the CCB credit card customer service hotline to handle it manually. The business card will be printed and sent 3 working days later, and registered letter will be sent by China Post. Generally, it can be received within 10 days, and EMS (express delivery) can be requested.

The rules of all banks are similar. Divided into temporary loss reporting and long-term loss reporting. Temporary loss reporting is 7 days, and long-term loss reporting after formal loss reporting is invalid. Oral loss reporting and written loss reporting generally take 7 days * * *, subject to formal written loss reporting.

After the formal written report of loss, the oral report of loss will automatically become invalid. If there has been no written report of loss, the frozen account will be automatically deactivated after the validity period, and oral report of loss can continue. If it is an ordinary debit card, it can be processed at that time (the next day) after the written loss report expires, and the account will be automatically transferred to the new card, and the new card will have a new account number. After entering the new password, you can continue to use it at that time. Loss reporting fee per time 10 yuan, and card replacement fee per 5 yuan. If you want to continue using your previous account, please ask the bank.

When reporting the loss orally, you need to check the card owner's ID number, account opening date, balance and other information, which is valid for 5 days. That is, the day of loss reporting is the first day and ends at 0: 00 am on the sixth day. For example, 18 reported the loss until 0: 00 a.m. on the 24th, and the period in between was the validity period of oral loss reporting. It will automatically "decouple" after 24 o'clock.

How to report the loss of CCB card?

CCB provides a variety of ways to handle account loss reporting business, and customers can choose to handle it according to their needs:

1. savings account:

(1) Log in to mobile banking and click "Account-Account Service-Account Loss Reporting" on the home page.

(2) After dialing 95533, press the # key, and then select "1 report loss" according to the voice prompt.

(3) The customer holds his/her valid ID and handles it at any branch of CCB.

Tips: After reporting the loss of the savings account, please handle the follow-up business within the validity period of reporting the loss.

2. Credit card account:

(1) Log in to mobile banking and click "Account-Credit Card-Account Service-Credit Card Loss Reporting" on the home page.

(2) After dialing 95533, press the # key, and then select "1 report loss" according to the voice prompt.

(In case of business changes, please refer to the actual situation. )

The operation steps of CCB's credit card loss reporting process are all here

People are always careless, such as losing their credit cards. What should I do and how to report the loss? Today, taking CCB credit card as an example, let's talk about the loss reporting process of CCB credit card.

For the loss reporting process of CCB credit cards, the operating steps of various methods are as follows:

1, customer service hotline

Call CCB customer service hotline 95533, overseas: 86-28-95533 to handle the loss reporting business;

2. Log in to personal online banking

Report loss through the menu of "Credit Card-Card Manager-Report Loss and Change Card";

3. Log in to mobile banking

Report the loss through the menu of "Credit Card-Credit Card Management-Credit Card Loss Reporting".

Tips: CCB Longka Credit Card does not need to bear the financial loss after the loss report takes effect, so once it is found that the credit card is lost, it should be reported in time to avoid financial loss.

In addition to the loss reporting process of credit cards, we should also pay attention to the loss reporting fees. CCB's credit card loss reporting charges are as follows:

Report the loss of CCB's credit card, and collect the report loss fee for 50 yuan/Card (customers of Diamond Platinum Card, Excellence Card, Official Card (part) or Wealth Card and Private Bank Card are exempt from the report loss fee). At the same time, if you apply for a replacement card when reporting the loss, you can apply for a replacement card free of charge except for some types of cards (standard IC card: 10 yuan/card, non-standard card: 50 yuan/card). You can check the details of the outstanding bills the day after the loss is reported. Please pay attention to the settlement of the next bill.

To sum up, do you understand the credit card loss reporting process of CCB? In the credit card column, just click.

Convenient entrance

You can quickly apply for the CCB credit card!

This is the end of the introduction of how to handle the loss reporting of CCB credit cards and how to cancel them. I wonder if you have found the information you need?