How much do ICBC five-star customers need to deposit?

According to the regulations of China Industrial and Commercial Bank, ICBC's five-star criterion is that when the star point value reaches 2000 (inclusive) ~ 10000 or successfully applies for a wealth management gold card or a credit card gold card, it can become a five-star customer. When reaching the five-star standard, you can apply for a wealth management gold card at the counter of any branch of ICBC with your ID card, free of card fee, annual fee, small account management fee and SMS reminder fee.

I. China Industrial and Commercial Bank's star rating standard:

(1) Seven-star customers: the star point value is above 80000 (inclusive);

(2) Six-star customers: star point value 10000 (inclusive) ~ 80000;

(3) Five-star customers: star point value 2000 (inclusive) ~10000;

(4) Four-star customers: the star point value is 500 (inclusive) ~ 2000;

(5) Three-star customers: the star point value is 50 (inclusive) ~ 500;

(6) Quasi-star customers: the star integral value is 0 (excluding) ~ 50.

Two, five-star service content is as follows:

1. Provide "six specialized" services for wealth management accounts, namely: exclusive VIP access, exclusive fee concessions, expert wealth management services, exclusive wealth management products, professional account management and exclusive exciting activities.

2. Provide automatic credit service for personal consumption credit line. Banks will set the basic credit line for each star, and customers will decide whether to use this line according to their own needs, further broadening the financing channels for customers.

3. With the configuration of the credit card gold card, customers can enjoy the preferential merchant discount of the credit card gold card, VIP access at the airport and other value-added services.

4. Enjoy preferential rates for related businesses.

Third, the customer star rating related indicators:

1, financial assets

The financial assets index consists of short-term assets and medium-and long-term assets, and the index is calculated as the average daily balance of each financial asset for half a year.

2. Personal liabilities

Personal debt index consists of three details: personal housing mortgage loan, other personal loans and card overdraft. The calculation caliber of this index is the half-year average daily balance of each personal debt.

3. Intermediate business

Intermediate business indicators are composed of investment and wealth management transactions, credit card consumption transactions and settlement transactions, and the calculation caliber of indicators is the accumulated transaction amount for half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics. If a single transaction has enjoyed the preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics.