Joke Collection Website - Blessing messages - What are the legal consequences of not returning flowers within the time limit?
What are the legal consequences of not returning flowers within the time limit?
1. high interest rate: the direct consequence is that high interest rates will be generated. The maximum interest-free period is 4 1 day. If it exceeds 4 1 day, it will be calculated as: overdue fee = overdue amount * overdue days *0.05%.
2. Affect Sesame Credit: Everyone will find something called "Sesame Credit" when using Alipay. That's the channel for Alipay platform to evaluate each user's credit. Spending with flowers, borrowing and paying back often can improve sesame credit score, but if you don't pay back after the deadline, the most direct impact will be that your credit on Alipay platform will decline.
3, affect the credit record: the overdue flower garden will directly affect your personal credit, and will have an impact on future car loans, mortgages and credit cards. If you don't know your credit information and big data, you can check whether it is affected on the credit check of Xiaoqi.
4. Affect your normal life: Alipay is now a real-name registration system. If you don't repay for a long time, Alipay platform will start calling you frequently to urge you to repay. If you can't contact him, he will trade according to your account, try to contact friends and family around him and ask them to remind you to repay.
5, unable to shop normally: Taobao, which you have bound to Alipay account, may not be able to shop normally, which will freeze your seller's rights. Your identity information on Taobao may be frozen in the future. In other words, even if you re-register a Taobao account, you can't authenticate the real-name registration system.
6. Take legal responsibility: The most serious consequence is that Alipay's professional legal team will collect debts through legal means, and the interest will be high when it is paid back.
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