How soon will the small loan arrive?

How long will it take for a small loan to arrive?

If it is a small loan, as long as it is approved, it will be released immediately, usually within 10 minutes. If you open it, it will only take three or four minutes, and it will not exceed two hours at the latest. But sometimes micro-loans will prompt you to wait for phone confirmation, and then you will lend money.

If you are a new user of micro-loan, your loan interest rate is generally 0.05% per day, which can be reduced in the future. At present, the lowest interest rate is 0.02% per day. As long as the repayment is made on time and the number of loans is increased, the loan interest rate can be reduced.

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The lending speed of micro-loans is very fast. After the general loan application is approved, it will arrive within 5 minutes, which will definitely kill most online loan products.

If you want to borrow money from a small loan, just follow the following process:

1. You can find the function of "micro-loan" in WeChat wallet, but some people may not;

2. After clicking Enter, your loanable amount will be displayed on the page, then click "Borrow", and then enter the loan amount, repayment period, etc.

3. You can click to view the repayment details, then set the repayment period, and finally submit the loan application.

For more information about the time required to obtain a small loan, please visit: See More.

How long does it usually take to get a loan after applying for a small loan?

After the loan application is submitted successfully, the funds are expected to arrive within 3 minutes.

If you need to wait for telephone confirmation, the account will be received after the telephone confirmation is passed. Please refer to the bank notice card for the specific arrival time.

Since 2065438+April 26th, 2006, microfinance has been officially launched, more than 30 million people have taken the initiative to grant microfinance, and the accumulated loans have exceeded 30 billion yuan. May 20 16 16, the latest report card was released by micro-loans, and the accumulated loans issued by micro-loans in the past year exceeded 40 billion yuan. 20 19 1.9, Microfinance won the Best User Experience Award of Hurun New Finance on 20 19.

Extended data

Microfinance process:

Micro-loans use the Internet big data risk control model in the approval of the maximum amount of customers. Data sources include user basic information, QQ-based Internet behavior data and other third-party data.

The maximum loan amount of small loans is approved before the small loans are opened to customers. Once approved, it will be valid for a certain period of time, and the system will automatically approve the loan. Behind the launch of "micro-loan", it relies on Tencent's Internet big data credit information technology.

Users only need to bind the bank card and click "borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts.

How long will it take for the small loan application to arrive?

1. After the micro-loan application is submitted successfully, the funds will generally arrive within 3 minutes.

2. If the user receives a call to pay a return visit to the micro-loan, the funds will arrive after the call is passed.

3. The specific arrival time shall be subject to the receipt notice of the card receiving bank.

4. If the funds are not received for a long time, users need to contact the micro-loan manual customer service to understand the reasons.