Will I get a text message if my bank card is frozen?

If the bank card is frozen, whether you will receive SMS mainly depends on whether the cardholder has opened SMS service.

1. The bank card has been frozen. Cardholders will receive SMS notification when they open SMS service. If SMS notification is not enabled, users will not receive SMS reminders. Bank card freezing business can be applied for by itself. Generally speaking, it is frozen by the bank. Generally speaking, the bank card frozen by the bank only freezes the payment function, and the cardholder or others can still transfer the funds to the bank card.

2. It should be noted that if the public security, procuratorial, judicial organs or other state organs freeze or deduct accounts, they can immediately freeze the target accounts on the spot as long as they have official documents.

① There are two main reasons why bank cards are frozen: telecom fraud and online gambling. If residents in a certain place are cheated of money, as long as they report it, the local public security bureau can freeze any account they think is in doubt under the authorization of the prefecture-level city. As long as the relevant accounts are transferred here, they will face the risk of being frozen. Generally speaking, it will be frozen to the four-level account in circulation, but some will be frozen to level 78 (the smaller the level, the smaller the risk). These criminals can easily use foreign accounts. Foreign countries arrange freight payment, but through China agents, these illegal incomes flow into the accounts of foreign traders, which is the reason for the freeze.

We need to contact the bank after freezing. We need to go to the bank where we first opened an account to find out the date and time of freezing, where the public security bureau is, who the police officer is in charge and how much information the bank has. Of course, if it is only temporarily frozen for a few days, don't worry about him. Usually, after the police officer contacts you, he will tell you the money involved and the information you need to prepare, but we basically don't know the remitter involved. Generally speaking, in theory, accounts will eventually be unfrozen, because everyone knows that real criminals will not appear in public. The police officer in charge usually has no right to unfreeze. He is responsible for investigating and knowing all the information. According to the data and evidence, his superiors can finally decide whether to unfreeze. If it is an emergency, you can also apply for writing an emergency thawing application. Theoretically, as long as the local public security bureau can directly decide to freeze and unfreeze, we can also communicate and urge the police in a friendly way according to the actual situation. At the same time, we also need to remind you that during the investigation, the competent police officer may ask about accounts unrelated to the investigation funds. We need to be mentally prepared. Under unreasonable circumstances, we can strive for some reasonable rejections.