Without the card of China Merchants Bank, the time of receiving the SMS actually shows the future time. ...

This is a scam message sent by fraudsters through pseudo base stations. China Merchants Bank Mobile Banking has no expiration date. Please be vigilant, don't click on the link in the short message, protect your personal information and don't disclose it. In addition, it is recommended that you call the bank's customer service hotline for confirmation when you encounter uncertain business or activities, so as to avoid financial losses.