How long will it take to pay back the second-class card limit transfer?

Generally, the excess of the second-class account will be returned immediately, but considering the data transmission problem, it will generally not exceed 10 minutes at the latest. If 10 minutes later doesn't come back, you can consult the bank customer service to understand the situation and ask for a solution. Don't worry about this kind of problem, because the transfer is recorded and can be traced back to the whole process. Legal basis: Article 54 of the Commercial Bank Law.

A commercial bank shall establish and improve its own financial and accounting systems in accordance with laws, the unified accounting system of the state and the relevant provisions of the the State Council Banking Regulatory Authority.

Article 55

Commercial banks shall, in accordance with the relevant provisions of the state, truly record and comprehensively reflect their business activities and financial conditions, prepare annual financial and accounting reports, and submit them to the banking supervision institution of the State Council, the People's Bank of China and the financial department of the State Council in a timely manner. Commercial banks are not allowed to set up accounting books in addition to the statutory accounting books.