A man in Suzhou deposited 640,000 yuan into the bank, but within half an hour he only had 19 yuan left. What happened?

Mr. Li from Taicang, Suzhou City deposited 640,000 yuan into a deposit bank. In less than half an hour, only 19 yuan was left. Mr. Li asked the deposit bank for an explanation but was refused, so he issued a paper The complaint took the depository bank to court. What's going on?

Mr. Li is a building materials businessman who usually has large capital flows. In addition, it is inconvenient and unsafe to carry large amounts of money with him, so he decided to save the existing cash of 640,000 yuan.

On this day, he was discussing business with a client when he suddenly received two messages. At first glance, they were consumer text messages. The two charges were as high as nearly 400,000 yuan. Mr. Li thought that the card was with him and he had always used it alone. Now his money had been swiped. He realized something was wrong and immediately called the deposit bank to ask about the situation. The other party said he didn't know what happened.

In order to avoid causing greater losses, Mr. Li requested to freeze his capital account, but the bank refused Mr. Li’s request and told him that the freeze needed to be handled in person. Mr. Li was very angry, but he repeatedly confirmed that the other party told him that he had to come to the deposit bank in person to apply for freezing, so he rushed to the deposit bank and called the police.

In the 15 minutes he rushed to the deposit bank, Mr. Li received three consumption information, totaling a total of 240,000 yuan. When I rushed to the deposit bank, there were only 19 yuan left of the 640,000 yuan. Mr. Li believed that the money had not been stolen for a long time and might be recovered, so he asked to inquire about the whereabouts of the funds, but no trace was found.

Mr. Li believed that the money he had deposited in the depository bank had been stolen five times and lost 640,000 yuan. The depository bank was responsible, so he asked the depository bank to compensate for the losses but was refused. Mr. Li refused to accept it and filed a complaint. The depository bank went to court. Conclusion

In the end, the court held that the depository bank failed to fulfill its obligation to protect depositors' funds and failed to identify counterfeit cards in a timely manner. At the same time, in accordance with the principle of interest-bearing deposits, the court ordered the depository bank to compensate Mr. Li's principal of 640,000 yuan and The interest due.

Customers deposit money in a depository bank based on their trust in the bank. The bank should fulfill its obligations and ensure the safety of depositors' funds. Once a problem occurs, it should not shirk responsibility but assume responsibility. own responsibility.