How to close the online merchant bank?

How to close Alipay online merchant bank? What are the specific steps?

A small partner accidentally opened Alipay's online merchant bank and regretted it. They want to close it, but they don't know how to close it. So how do you close Alipay's online merchant bank for everyone? What are the specific steps? The relevant content is for your reference.

1. Open Alipay, click My Page in the bottom navigation bar, then find my customer service in the page and click Enter.

2. After entering my customer service, search in the search bar for how to close the online merchant banking service, and then click Enter. Clicking shut down the service will let you choose the reason for shutting down.

3. Investors click to select the reason for closing positions, and click to close online business services.

In fact, online merchant banks don't have to close. If it is opened, there is no charge. In addition, what impact will it have on Alipay? If it is opened, it will increase the way of financial management, where you can see financial products and then you can buy financial products to make money.

For example, Yu belongs to an online merchant bank, which mainly connects low-risk money funds or wealth management products. The risk is small, the income is relatively stable, and the income is calculated every day, and the withdrawal is free. In addition, it can be used at will and is more suitable for conservative investors.

In addition, it is worth noting that the online merchant bank does not have a physical card, because the online merchant bank is the first technology bank to build its core system on the financial cloud without offline outlets. Secondly, it was established with the approval of China Banking and Insurance Regulatory Commission. Is a bank dedicated to providing financial services for more small and micro enterprises and individual operators, and is a legal commercial bank. There is no need to worry about this. The bank is legal and has passed the national audit.

How to close the online merchant bank on Alipay

1. Find the online merchant bank on the mobile phone desktop, and click to enter the background of the online merchant bank.

2. After entering the online merchant bank, click the My button in the lower right corner of the software.

3. You can see the function of the account bank card on the home page of the mobile phone, and click this button to open it.

4. At this time, the mobile phone enters the interface of associated account and bank card, and clicks the edit button in the upper right corner.

5. You can see the sign of deletion behind the bound Alipay, and click the delete button on the sign.

6. Enter the transaction password in the online merchant bank transaction password box that appears.

7. After the system automatically jumps, you can see that the bound Alipay has been deleted, indicating that Alipay login to the online merchant bank has been closed.

How to close Alipay online merchant bank?

1. Find the online merchant bank on the mobile phone desktop, and click to enter the background of the online merchant bank.

2. After entering the online merchant bank, click the My button in the lower right corner of the software.

3. You can see the function of the account bank card on the home page of the mobile phone, and click this button to open it.

4. At this time, the mobile phone enters the interface of associated account and bank card, and clicks the edit button in the upper right corner.

5. You can see the sign of deletion behind the bound Alipay, and click the delete button on the sign.

6. Enter the transaction password in the online merchant bank transaction password box that appears.

7. After the system automatically jumps, you can see that the bound Alipay has been deleted, indicating that Alipay login to the online merchant bank has been closed.

How to cancel the online merchant bank?

You can manually cancel the online merchant bank in Alipay APP. The specific operation steps are as follows: Step 1, enter Alipay my page, and click the online merchant banking option.

Step 2: Click on my icon in the lower right corner.

Step 3: On my page, click My Customer Service Options.

Step 4: Click the Close Service option.

Step 5: Select a closing reason in the page, and then click the button below to close the online merchant banking service to cancel.

Take Alipay 10.2.59, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.

Alipay's online merchant bank is a private bank. Based on financial cloud computing and big data, it mainly provides services for online merchants, small and medium-sized enterprises and farmers. The mission of online merchant banks is to serve small and micro enterprises, support the real economy and practice inclusive finance. It is very convenient for online merchant banks to support users' banking services such as deposits, transfers and loans.

Because the online merchant bank has no outlets, all business is handled online, and there is no physical medium. In addition, the deposit and loan business of online merchant banks is the same as that of other banks. Deposits are subject to deposit insurance regulations, and loans are uploaded to the credit information system of the People's Bank of China according to regulations. If you need to close the online merchant bank, you must consider whether you still need it.