Is the credit line of CCB Cloud Tax 0? Specific reason analysis!

Now, many small and micro enterprises need to apply for loans. Many small and micro enterprises will choose CCB's cloud tax loan when handling loans. However, some enterprises have found that their CCB cloud tax loan amount is 0. Here, let's analyze what it feels like for CCB to have a cloud tax loan quota of 0.

Generally speaking, if the enterprise's CCB cloud tax loan shows an amount of 0, it means that it does not meet the lending conditions. The specific reasons for not meeting the requirements are:

1, bad credit status

CCB Cloud Tax Loan is a pure credit loan product, which requires higher credit information of borrowers. If the credit information of the enterprise or business owner is poor, the credit line of CCB Cloud Tax Loan is zero.

2. Tax payment does not meet the requirements.

The cloud tax loan of CCB requires enterprises to pay taxes in good faith in the past 24 months, and the accumulated tax payment in the past 12 months is more than 30,000 yuan (inclusive). If the current tax payment time and tax payment amount of the enterprise do not meet the requirements, then the amount of CCB cloud tax loan is 0.

3. CCB's financial assets are insufficient.

CCB Cloud Tax Loan requires borrowers to hold certain financial assets in CCB, including deposits and wealth management. If the borrower has no financial assets or less financial assets in CCB, the CCB cloud tax loan amount will also be 0.

4, identity does not match

CCB Cloud Tax Loan only provides loans to mainland residents in China. Therefore, Hong Kong, Macao and Taiwan residents and foreigners have no way to apply for CCB cloud tax loans.

Above, we have analyzed in detail the reason why the cloud tax loan amount of CCB is 0. Generally speaking, the common reasons are poor credit status, unqualified tax payment, insufficient financial assets of CCB and inconsistent identity.