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How to increase the amount of micro-credit by 30,000? You can do it.

The emergence of micro-loans has delighted many people, but soon some people think that the initial amount of micro-loans is too low! So what should I do if I want to upgrade to a small loan quota?

How to increase the amount of micro-credit by 30,000?

1. Buy Tencent's financial services.

It is rumored that this method is carried out every second, but according to the personal test of the card merchant tribe, the use of "second" is not so fast or exaggerated. Tonight and the day after tomorrow at the most. This method is more suitable for friends with more money. Theoretically, this method is definitely helpful for small loans.

2. Try to withdraw cash once.

Tencent's credit scoring system may not take the initiative to increase the quota for those who have little demand for loans. According to the feedback from netizens, it didn't take long for me to receive a short message to cancel the order.

3. Try a longer staging.

Some netizens reported that they borrowed 1W from micro-loans and then paid it back in 10 installments, which will probably increase after the fifth installment. However, the Kashang tribe believes that this method is not cost-effective, and it is not recommended to try it unless it is necessary.

4. Try to use QQ and WeChat for all kinds of payments.

Red envelopes, living expenses, transfers, etc. Because you are an active user, you will certainly increase your micro-loan quota.

What is the sudden decrease in the amount of microcredit?

1, personal credit declined.

Microfinance, as a pure credit loan product, requires higher credit of borrowers. However, if the borrower has bad behaviors such as overdue credit cards and is recognized by the loan system, it will lead to a decline in credit, thus reducing the amount of micro-credit loans. Therefore, if you want to use micro-loan products for a long time, then everyone must maintain personal credit.

2. Insufficient repayment ability

Microfinance generally understands the borrower's repayment ability through various channels, including income and liabilities. If it is found that the borrower has recently paid off the insurance accumulation fund, or his income has decreased, then the system will question the borrower's repayment ability and withdraw the credit line to ensure the safety of funds.

The above is how to increase the quota of 30,000 micro-loans, and I hope it will help everyone.