The bank sent a text message saying to freeze WeChat.

If it is overdue for a long time, the bank will apply to the court for enforcement and freeze WeChat, Alipay and bank cards under its name.

Loans overdue usually refers to the phenomenon that after the loan expires, the borrower fails to repay the principal and interest of the loan to the bank that issued the loan according to the loan term agreed in the loan contract, and fails to go through the relevant extension or lending procedures, resulting in the loan exceeding the agreed term.

Seven consequences of Ping An Pratt & Whitney loans overdue's non-repayment: 1, default interest, and overcharge 50% interest. The penalty interest is different for different lending institutions. The penalty charged by small loan companies may be higher, and the late payment fee will be terrible. 2. Pull into the blacklist and record bad credit. The name of the lender will appear in the internal system of the bank the day after the deadline, and the credit report will inevitably leave a bad record. It may be kept for 3-7 years. 3. It will affect the handling of loans and credit cards in the future. As long as it is blacklisted, the handling of mortgage and car loan will have an impact and it is impossible to enjoy loan concessions. 4. Can't go abroad, can't fly, can't take the high-speed rail, can't get on the high-speed rail, can't drive, and children can't go to aristocratic schools. Once you are blacklisted, you will lose many legitimate rights and interests, and there will be more penalties in the future, which will seriously affect your life on earth. 5. It may affect your career. For students whose loans are overdue for 90 days in a row, the bank or school will publish your detailed information in the media. 6. If sued by the bank, it will be executed by the court. If a lawsuit is filed, the court will take property preservation measures according to the creditor's application, freeze the deposits of the lender and the loan guarantor, and seal up the corresponding real estate, vehicles and other property. After the judgment, it will be enforced according to law. 7, if the circumstances are serious, direct sentence.