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Online loan platform complaints reporting online loan platform reporting phone number
At present, you can report directly through the complaint hotline 123 15, or you can report online through the national internet platform official website. The specific reporting process is 1. Enter "12315" on Baidu, sogou, 360 search and other tools; 2. Find "National Internet Platform official website 123 15" and click to enter; 3. After entering official website, you can see "I want to complain" and "I want to report" and click "I want to report"; 4. Take a few minutes to read the "Instructions for Reporting" carefully. Then click "Agree"; 5. Find the online loan platform to report according to the page prompts, and fill in personal information and enterprise information in turn; 6. After all the information is completed, everyone can submit a report. Under normal circumstances, the industrial and commercial department arranged by 123 15 will check the report within seven working days and decide whether to file a case, which will be extended to fifteen working days under special circumstances. After filing the case, the relevant departments shall make a decision within 90 days from the date of filing the case. If the case is complicated, it may be extended for 30 days. According to Article 8 of the Civil Law of People's Republic of China (PRC), civil subjects engaged in civil activities shall not violate the law, public order and good customs. Guarantee Law Article 33 The term "mortgage" as mentioned in this Law means that the debtor or a third party takes the property listed in Article 34 of this Law as a guarantee for the creditor's rights without transferring its possession. When the debtor fails to perform his debts, the creditor shall have the right to discount or give priority to compensation with the price of auction or sale of property in accordance with the provisions of this law. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided as guarantee is the collateral. Article 46 The scope of mortgage guarantee includes principal creditor's rights and interest, liquidated damages, damages and expenses for realizing mortgage right. Unless otherwise agreed in the mortgage contract, such agreement shall prevail.
Where to complain about the online lending platform?
Where is the complaint online lending platform useful?
1, poly complaint -2 1CN
JuComplaint is a public welfare consumer complaint platform sponsored by 2 1CN, and an Internet information service platform approved by the Central Network Information Office, with a large number of complaints.
If you want to complain about online lending platforms, gather complaints and publish complaint information, it will have a certain deterrent effect on qualified online lending platforms. If it is an informal online lending platform, it is not very binding, but collective complaints will still have a certain impact, which can help latecomers identify the quality of online lending platforms.
2. 1232 1 Network Bad and Spam Reporting Acceptance Center
If you encounter harassing phone calls, spam messages or phone calls from online lending platforms, you can report to the 1232 1 Internet Bad and Spam Reporting Acceptance Center, which is a public reporting acceptance institution entrusted by the Ministry of Industry and Information Technology in internet society of china. For telephone harassment, the report here is very effective.
3. China Internet Finance Association
If you have complaints about the related business of online lending platform, it is also effective to choose China Internet Finance Association, which is to deal with the related issues of Internet finance.
4. Bank of China Insurance Regulatory Commission
If Guo Mengge's online lending platform has problems such as violent collection or disclosure of privacy during the lending process, he can complain to the CBRC, usually by calling the complaint number.
5. Local industrial and commercial departments
If you want to complain about the online lending platform offline, you can go to the discipline inspection and supervision office of the local industrial and commercial bureau in Hezha to make a complaint.
When it comes to complaining about where the online lending platform is useful, the above five channels are all useful, but their respective focuses may be slightly different. You can choose the appropriate complaint channel according to your own needs.
How to complain about the most effective online lending platform?
There are three ways to complain about online loans: 1, and consultation: Tel: 010-66279113, 9: 00-1:30 and/kloc-0 on weekdays. 2. Consumer complaints: hotline:12378; Call at 9:00- 17:00 on weekdays; 3. Internet Finance Association: There is no report phone number, but you can complain by email.
A more reliable online lending platform:
1, excuse me
Lending Bao is a mobile phone loan software launched by Alibaba. Like lightning, it's a one-minute clearing. The people who are suitable for borrowing money are Taobao Daren with a sesame credit score of over 600, and they are also the only application for borrowing money. So the application threshold for borrowing money is still relatively low. With different sesame credit scores, the loan amount applied by users is different, ranging from 1 0,000 yuan to 300,000 yuan. The longest loan period is 12 months, which can be repaid with the loan.
2. Ping An Easy Loan
Ping An Easy Loan is a mobile phone loan software launched by Ping An Bank. Mainly for wage earners, homeowners, car owners, business owners, etc. Therefore, users who apply for Ping An Easy Loan must also be people with certain assets and relatively stable jobs. The loan amount of Ping An Easy Loan is between 6,543.8+0,000-6,543.8+0.5 million, and the expected annualized interest rate per month is the lowest 0.78%. Ping An Easy Loan card issuing is also faster. Compared with other bank loans, Ping An Easy Loan does not need any mortgage or guarantee. The repayment period is also flexible, and you can choose 1 year, 2 years or 3 years.
3. Preferential loans
Pleasant loan is a mobile app that can provide loans. Pleasant loan provides three loan models. As long as you submit relevant information in accordance with the regulations and pass the credit evaluation, you can know your loan amount. The loan review is fast and convenient.
4. Alipay
Alipay can provide pure credit loans to everyone through ant borrowing. The service period is within 12 months, and the daily interest rate is generally around 0.03%, which supports borrowing and returning.
5.wechat
Wechat can provide loans of no more than 300,000 through micro-loans. The service life can reach 20 months, and the daily interest rate is generally around 0.04%, which can be repaid in advance.
What's the complaint phone number of the loan auction?
Complaints about auction loans can be reported through the Shanghai Banking Regulatory Commission's reporting telephone number 02 1-38569954, or through the Shanghai financial telephone number 02 1- 12363. At present, there are several ways for online loan companies to report:
1, reported by the industrial and commercial bureau. Users can go to the local industrial and commercial bureau or Shanghai local industrial and commercial bureau (where the headquarters of the auction loan is located) to report.
2. Complaining and reporting in official website. Users can search for complaints from official website on Baidu.
3. Report to the local consumer association.
Xinyi Technology Group is a financial technology company mainly serving P2P lending and financial information. It was established in June 2007 and is headquartered in Shanghai. The company's business includes financial technology business, international business and technology ecological incubation business, and was listed on the New York Stock Exchange on 20 17 1 10.
Which department is the most effective in online loan complaints?
Personal peer-to-peer lending (P2P peer-to-peer lending) can complain to the CBRC; In addition, online loan complaints can also be made to "China Internet Finance Reporting Information Platform" and "Gathering Complaints"; Or call the official hotline 1232 1, preferably at 8:30- 17:30 on weekdays to avoid no one answering. In case of illegal harassment, please report to the local 1 10.
Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
The online loan complaint departments are as follows:
You can call this official hotline 1, 1232 1, which is the report phone number of the network bad and spam report acceptance center. This reporting center was set up by the Internet Society entrusted by the Ministry of Industry and Information Technology, which specializes in accepting spam messages, telephone calls, harassing calls, spam, bad apps and websites, and personal information disclosure. If you encounter phone calls, address books, SMS bombardments, etc. You can call this number to complain. You need to pay attention to the fact that the working hours of customer service from Monday to Friday are 8:30- 17:30, so make a phone call during this time.
2. China Internet financial reporting information platform browser search entered official website, including peer-to-peer lending. Both P2P and Internet can make complaints through this channel. In addition, this platform complaint needs a real name. Click on the complaint on the home page to enter the message page, fill in the complaint reasons, upload the evidence, and leave your name information.
This is the end of the online loan platform report phone and online loan platform complaint report introduction. I wonder if you found the information you need from it?
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