I applied for a mortgage in Bohai Bank. What do they mean by queuing for loans? I signed a loan contract, can I definitely lend money? Just a matter of time?

Small banks like Bohai have raised the reserve ratio of deposits and loans this year, but the amount is very small, so lending is very slow. They all queue up to choose those who have good qualifications (stable jobs and high income-debt ratio) and contribute a lot to the bank (how much money you have deposited with him and how much business dealings you have).

Bank loans generally need running water. From your credit record and monthly running record, you can see how your financial resources are, and the monthly running items are displayed. The bank clerk must have told you how much money you want to deposit in their bank. This is the way they pull money. After signing the contract, they will not cancel it casually, on the one hand, because the bank has no money to release it now, on the other hand, the bank may ask you to save some money for them. If you are not in a hurry, hurry a little more, or take out your information and try another bank. ...