What should I do if I don't borrow money from you but am urged to pay it back?

Legal analysis: This is a kind of harassment. 1. You can ignore it. 2. You can report the case to the public security organ and sue the loan software.

Legal basis: Article 1033 of the Civil Code of People's Republic of China (PRC), unless otherwise stipulated by law or expressly agreed by the obligee, no organization or individual may commit the following acts:

(1) Interfere with others' private life and peace by telephone, short message, instant messaging tools, e-mail, leaflets, etc. (2) Entering, photographing and peeping into other people's private spaces such as houses and hotel rooms; (3) Photographing, peeping, eavesdropping and revealing other people's private activities; (4) Photographing and peeping into other people's private parts; (5) Handling other people's private information; (6) Infringement in other ways.