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contracts for loan
Loan Agreement 1 According to the Contract Law, General Principles of Civil Law and other laws in China, both parties have reached an agreement to conclude this contract on the principles of voluntariness, equality, mutual benefit, honesty and credibility through full friendly negotiation.
Article 1 Entrusting Contents
Party A has insufficient liquidity and has learned that Party B can provide relevant financing information to help Party A complete the financing. Now Party A entrusts Party B to find and introduce funders to assist Party A to complete the financing of RMB 1 10,000 yuan. Party B agrees to accept the entrustment, and both parties sign a formal contract and strictly perform it, so as to achieve the purpose of both parties.
Article 2 Rights and obligations of intermediary institutions
1. When Party B accepts the entrustment of Party A, Party A shall show the business license and other legal business qualification certificates.
2. During the performance of this contract, Party B may indicate to the third party that it is the intermediary of Party A, and may introduce the relevant information of Party A's financing projects to the third party.
3. Party B shall conscientiously complete the matters entrusted by Party A, actively seek opportunities for Party A, and provide services such as liaison, assistance and matchmaking for Party A to sign contracts or agreements with relevant parties.
4. When Party B causes losses due to Party A's fault in the process of entrusting Party A, it has the right to ask Party A to bear the liability for compensation.
5. Party B shall not undertake any guarantee responsibility for Party A's loan. ..
Article 3 Expenses borne by Party A
1. If Party B facilitates a third party with investment intention to sign a loan contract with Party A, Party A shall pay Party B RMB (in words: ten thousand Yuan only) as a reward, and Party A shall pay the reward in one lump sum on the effective date of this contract, and the related taxes and fees of the reward shall be borne by Party A.. ..
2. If Party A fails to pay the remuneration on time, Party B has the right to ask Party A to pay a late fee of 0.5% per day.
3. The term of use of funds under this contract is month/day (from month/day to month/day). If Party A still needs to use the financing when it expires, it shall sign an intermediary service contract with Party B separately, and the service fee shall be separately agreed by both parties according to the actual situation.
Article 4 Liability for breach of contract
If either party of this contract violates the agreement of this contract and causes losses to the other party, it shall compensate the other party for the losses suffered, and pay 130% of the total agency fee in this contract as liquidated damages.
Article 5 "Handling of Disputes"
Disputes arising from the performance of this contract shall be settled by both parties through consultation, and may also be mediated by relevant departments; If negotiation or mediation fails, a lawsuit shall be brought to the people's court of the place where the contract is signed according to law.
Article 6 Other matters
1. Matters not covered in this contract shall be implemented in accordance with relevant laws and regulations. Where there are no provisions in laws and regulations, Party A and Party B may reach a written supplementary contract. The annexes and supplementary contracts of this contract are an integral part of this contract and have the same legal effect as this contract.
2. This contract shall come into effect after being signed and sealed by both parties, and shall be automatically terminated after performance;
3. This contract is made in duplicate, one for each party, with the same legal effect;
4. Both parties have the obligation to keep the contents of this contract confidential and shall not disclose it to the public without authorization;
(There is no text below)
(This page is a signature page)
Party A (seal):
Legal representative (signature):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B:
Signing place:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Chapter II of Loan Agreement Party A: Bank Branch
Party b: six enterprises including a, b and c.
In order to establish a good cooperative relationship between banks and enterprises, and promote the common development and long-term cooperation between banks and enterprises, Party A and Party B have reached the following agreement through friendly negotiation with the aim of "mutual support, common development, honesty and credibility", and promised to strictly abide by the terms of this agreement and fulfill their respective obligations.
1. Party A lists Party B as a key and priority customer, and gives priority to providing Party B with all-round, high-quality and efficient financial services under the premise of laws, regulations and financial policies.
1. Loan credit business: Party A will actively support Party B's construction according to relevant laws and regulations, financial and credit policies and credit rules and procedures, and give Party B a total credit of 90 million yuan (per enterprise150,000 yuan) for opening bank acceptance bills, discounting commercial acceptance bills, letters of credit and loans. Party B may apply to Party A for several times within the credit line as required, and the discount margin ratio of bank acceptance bills and commercial acceptance bills shall be implemented in accordance with Party A's relevant regulations. ..
2. Bank settlement business: Party A handles bank acceptance bills, telegraphic transfers, promissory notes, remittances, transfers and collections for Party B with high-quality and efficient service quality.
3. Party A has the obligation to keep Party B's financial data, business information, deposits and loans confidential, and shall not provide the above data and information to other units or individuals according to law.
2. Party B takes Party A as the handling bank for deposit, loan and settlement business, and opens a settlement account with Party A. ..
1. Party B shall use the loan reasonably to ensure the safety of Party A's loan.
2. The credit of Party A is jointly guaranteed by six enterprises including * * * and their legal representatives * *.
3. All enterprises strictly implement asset-liability ratio management, and the asset-liability ratio is controlled within 70%. If there is any external guarantee, Party A's consent must be obtained.
Third, the deposit system
1. Each enterprise recommended by Party B shall submit a credit line of 30%-50% as a risk deposit and deposit it in the special account for risk deposit opened by Party A as a risk prevention reserve for unified management and use.
2. If any enterprise has credit problems and fails to repay the principal and interest or accept advances on time, the bank can unconditionally deduct the amount from the risk deposit. If the balance of risk margin is insufficient, any one or more joint guarantee enterprises shall bear joint liability, and the joint guarantee enterprises must make up the risk margin of the bank within one month;
Four. In the process of establishing a comprehensive cooperative relationship between banks and enterprises, Party A and Party B should actively communicate, abide by credit and strive to establish a good cooperative relationship between banks and enterprises.
Verb (abbreviation of verb) In the course of execution of this agreement, if there is any dispute or need to modify or supplement the relevant provisions of this agreement, both parties shall settle it through friendly negotiation.
This agreement shall come into effect after being signed and sealed by both parties. This agreement is made in sextuplicate, one for each party.
Party A (signature or seal): Party B (signature or seal):
Legal representative:
date month year
Part III of the Loan Agreement Party A (Borrower): (State the basic information of the Borrower)
Party B (Lender): (Explain the basic information of the Lender)
Party A and Party B reach an agreement on the following matters and sign this Agreement.
1. Purpose and amount of the loan.
Second, the loan interest.
Third, the loan period.
Four. Date and method of repayment.
Verb (abbreviation for verb) loan guarantee.
6. Liability for breach of contract.
7. Effective date of the agreement.
This agreement is made in duplicate, one for each party.
Party A: Party B:
date month year
Customer of loan agreement (hereinafter referred to as "Party A") Article 4: ID number:
Trustee (hereinafter referred to as "Party B"):
According to the provisions of General Principles of Civil Law, Contract Law, Guarantee Law and relevant laws and regulations, Party A and Party B voluntarily reach a fee agreement through equal and friendly consultation, and both parties shall abide by it.
Article 1 Party A authorizes Party B to apply for a loan from its cooperative lending institution.
1. Party B voluntarily accepts the entrustment of Party A to handle the announcement that Party A applies for a loan from a cooperative lending institution.
2. Party B shall not undertake any guarantee responsibility for the loan application within the scope of entrustment.
Article 2 The amount of loan applied for
Party A entrusts Party B to apply for a loan of RMB10,000 yuan this time.
Article 3 Rights and obligations of both parties
1. Party A shall, according to the requirements of the lending institution, provide Party B with all the certificates and relevant materials required for applying for a loan in time, and guarantee the truthfulness, legality and completeness of the materials and information provided.
2. Party A shall actively assist Party B in applying for a loan: if Party A does not assist Party B in applying for a loan, this agreement will be terminated. Party A shall bear all expenses incurred in the process of Party B's early agent applying for loan; If no fees are incurred, this agreement will be terminated. Party B does not need to compensate Party A for any expenses.
3. All consequences caused by Party A's provision of false information or concealment of relevant facts shall be borne by Party A, and Party B may unilaterally terminate this Agreement accordingly, and Party A shall bear all expenses incurred in the process of Party B's previous agency loan; If no expenses are incurred, this Agreement will be terminated, and Party B does not need to compensate Party A for any expenses.
4. Party B shall actively apply for a loan for Party A according to the requirements of the lending institution and the entrustment of Party A. ..
5. The lending institution decides whether to lend to Party A according to its own standards and rules, and Party A shall not ask Party B to exceed the standards and rules of the lending institution to meet Party A's loan demand.
6. Party A has the right to know the progress of the loan at any time, and Party B has the obligation to tell the real situation.
7. In the process of applying for a loan from a lending institution, Party B shall be solely responsible for providing application materials and information statements to Party A, and be responsible for relevant coordination.
Article 5 Entrustment fees and payment methods
1. After Party B successfully applies for a loan, Party A shall pay _ _% of the loan amount to Party B as a comprehensive service fee (including but not limited to agency service fee, contract fee, data fee, transportation fee, etc.). ).
2. Party A shall pay the above entrustment fee to Party B in the following ways.
3. Party A shall bear all expenses related to the loan that the lending institution needs the customers to pay.
Article 6 Time for Paying Entrustment Fees
1. After the signing of this agreement, Party A does not need to pay any upfront fees to Party B before the lending institution notifies that it agrees to lend to Party A. ..
2. If Party B successfully applies for the loan on its behalf, Party A shall pay all the comprehensive service fees and agency service fees agreed in this agreement to Party B within the date of signing the loan contract with the lending institution.
Article 7 Liability for breach of contract
1. In the process of applying for a loan, if Party A's own conditions (such as credit problems, high load rate, insufficient collateral, etc.) cause the lending institution to disapprove the loan. ), this agreement is terminated, and Party A and Party B will not compensate each other for any expenses.
2. If Party A terminates the loan application without the consent of the lending institution, Party A shall pay RMB to Party B as compensation for relevant expenses incurred in the process of applying for the loan.
3. If Party A fails to pay the comprehensive service fee and agency service fee to Party B, Party A shall pay Party B a late payment fee of 0.5 ‰ every day.
Article 8 Any dispute arising from this Agreement shall be settled by both parties through consultation. If negotiation fails, it shall be decided by the people's court where Party B is located.
Article 9 For matters not covered in this Agreement, both parties shall negotiate separately and confirm them by way of interest supplementary agreement.
Article 10 This Agreement shall come into effect after Party A and Party B affix their seals and their representatives sign it. This agreement is made in duplicate, each party holds one copy, which has the same legal effect.
Principal: Trustee:
Mobile phone number: on behalf of:
Signing time: year month day
Chapter V Loan Agreement: With the approval of the head office of Agricultural Bank of China, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. In order to ensure the safety of the loan and improve the efficiency of loan use, the following agreements are reached on the responsibilities, obligations, limits, issuance, recovery, management, interest distribution and penalty interest of all parties to the loan:
I. Loan amount
In _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Second, the scale and fund raising
Headquarters, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Three. Loan issuance and recovery
In order to simplify the procedures, the bank will do a good job in the preliminary examination of joint loans. And signed a clear opinion, after examination and approval by banks at all levels, entrusted banks to sign loan contracts with borrowing enterprises. As mentioned above, after the loan is issued, the bank is responsible for the management and recovery. After the loan is recovered, it shall be handed over to banks at all levels according to the original proportion.
Iv. Interest in plans and methods
After the bank collects interest according to the provisions of the interest settlement period, it shall draw out the corresponding interest of the head office, provincial (autonomous regions and municipalities) branches and local (municipal) banks in full within three days. The same should be done when the principal is recovered at maturity. The head office pays the entrusted management fee to the bank according to the interest income of 65,438+0 ‰, and the entrusted management fee is returned to the bank regularly by the head office.
Verb (abbreviation of verb) loan management and supervision
The opening bank conducts an active economic analysis on _ _ _ _ _ _ _ _ every six months, and reports the actual use of loans, economic benefits of enterprises, loan safety, project construction progress and the use of funds in place to the head office, provincial (autonomous regions and municipalities) branches and local (municipal) banks in writing.
VI. Loan plus penalty interest
In case of overdue, misappropriation or misappropriation of loans during the enterprise loan period, the head office, provincial (autonomous regions and municipalities) branches and local (municipal) banks jointly entrust the banks to impose credit sanctions on them, and 70% of the penalty interest will be allocated to the head office, provincial (autonomous regions and municipalities) branches and local (municipal) banks respectively according to the share of joint loans, and 30% will be reserved for the banks.
Seven. Matters not covered in this agreement shall be settled by _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. In case of special circumstances, the bank shall immediately report to the head office.
Eight. This Agreement shall come into force after being signed by _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Agricultural Bank of China Head Office
Signature of person in charge: _ _ _ _ _ _ _ Signature of person in charge: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
China Agricultural Bank and China Agricultural Bank.
Signature of person in charge: _ _ _ _ _ _ _ Signature of person in charge: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
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