Is it reliable to spend a little money?

Du Xiaoman is a licensed financial institution formally and legally established. It has in-depth cooperation with many financial institutions and is committed to providing users with reliable and reliable services. At the same time, Du Xiaoman is supervised by the Bank of China Insurance Regulatory Commission and the government, and all products are filed in strict accordance with the regulatory requirements, so Du Xiaoman is a formal and legal company.

The capital turnover is small and complete, with a maximum loanable amount of 200,000 yuan, with a daily interest rate of 0.02% and an annualized interest rate of 7.2%. The lowest interest rate for borrowing 10,000 yuan a day is only 2 yuan. At present, Du Xiaoman and financial institution partners have served more than 10 million small and micro business owners and individual industrial and commercial households. In the next three years, Du Xiaoman will provide 30 million small and micro business owners with reliable comprehensive financial services and realize inclusive finance's dream.

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Du Xiaoman has money to spend on official website.

Du Xiaoman has become a leader in the domestic financial field, with many new technologies such as Baidu AI, big data and cloud computing. At present, Du Xiaoman has exported financial technology products to more than 500 financial institutions, which has been widely recognized by the industry.

Du Xiaoman has been brought into the formal supervision system of the country, and has been docked with the central bank for credit reporting, and all kinds of businesses are strictly implemented according to the credit reporting management norms of the People's Bank of China.

Therefore, Xiaoman's smart credit service is based on credit information. Loan services with low utilization rate need credit if they have money to spend. It will query the user's credit information and choose to authorize the credit information query, and then proceed to the next step.

According to the regulatory requirements, checking the credit limit, applying for loans and borrowing on Xiaoman will be truthfully reflected in the credit record, and if it is overdue, it will be reported to the central bank.

The scope of finance is small and comprehensive.

With money to spend, the positioning is to provide personal consumer credit services for the public and create an innovative model of consumer credit. Using Baidu artificial intelligence and big data risk control technology to bring internet credit services to users has the characteristics of simple application, fast approval, high quota, fast lending and strong security. A number of product lines have been laid out, covering daily consumption, medical beauty and education. , can be accurately matched according to the user's loan demand, and provide users with reliable credit services.

Du Xiaoman Wealth Management, formerly known as Baidu Wealth Management, is a professional wealth management platform under Du Xiaoman Finance, providing diversified products such as fund public offering, brokerage collective asset management plan and insurance.

A small full payment, through cooperation with mobile phone Baidu, Baidu map, Baidu glutinous rice, iQiyi, Ctrip and other Baidu departments and external partners, has built a complete payment ecological closed loop.

With the joint efforts of Xiaoman Finance's multi-business sectors, inclusive finance's ideal is being realized: let finance be integrated into the daily life of ordinary people, help people realize their dreams of a better life, and let more people get financial services equally and conveniently.