Can couples withdraw money from each other's bank cards?

Legal analysis: Couples can withdraw each other's money from the bank with their ID cards and certificates of deposit, unless there is an agreement that they must do so with their ID cards.

Legal basis: Article 1060th of the Civil Code of People's Republic of China (PRC). Civil juristic acts carried out by one spouse for the needs of family daily life are valid for both spouses, unless otherwise agreed by one spouse and the other.

The restriction between husband and wife on the scope of civil legal acts that one party can implement shall not be against the bona fide counterpart.