Gitzo's loan cannot be repaid. Is it true that he said he would come home?

How long will Gitzo's debt be collected at home? Will it really come to the door? Please don't mislead and know the real answer.

If the borrower fails to repay in full and on time as agreed in the contract, our company will call you to remind you to avoid overdue repayment.

If we can't reach you through the phone number you provided, we will contact your other contacts. If I haven't contacted you yet, after notifying you in advance, there will be a related collection company to remind you to repay.

Extended data:

This will come to the door according to the customer's situation. I will use the case of Lang Wei tax collection and management to analyze with you. Customers within 7 days are the easiest. Generally, you will send text messages and make phone calls, and the payment will reach 60%. /kloc-within 0/5 days, customers will send text messages and make phone calls, and trade unions will often call you. Internal payment 80%. Generally, the cost of home visits is too high.

Most of Gitzo's arrears cases will not be filed. In other words, the loan is not a civil dispute, but a criminal dispute. So, you don't have to worry too much about going to jail.

But in some special circumstances, people who don't pay their debts may touch the crime of loan fraud. According to the law of our country, the loan of more than 10 thousand yuan belongs to a large amount, so it can be put on file for investigation.

References:

Gitzo _ Baidu encyclopedia

Today, two months later, Gitzo didn't answer a local phone call. Is it really a home visit?

Users who have applied for loans in Gitzo will be collected by the platform and third parties after the deadline. Recently, someone asked Heikou. And said Gitzo called for money. Will you come? Then let's briefly talk about this problem for everyone, hoping to help after reading it.

Gitzo called for money. Will you come?

It is possible to come, because Gitzo's overdue door-to-door collection does exist, but now due to strict supervision and various factors, most platforms will not choose door-to-door collection, so it is uncertain whether the platform will notify the door or the collection will cause psychological pressure to users.

However, users will report to the central bank's credit information system at the meeting after Gitzo is overdue, which will leave a serious stain record on the credit information report. During the collection process, they may receive a collection call from the platform, which will have a negative impact on personal credit and relatives and friends. It is recommended to deal with it quickly.

If you really come to the door, it is recommended that the user still take the initiative to find the staff to negotiate and solve it. If there is a threat of violence or coercion during the door-to-door visit, users can also keep good evidence and then complain to the platform or call the police directly.

The above is Heikou's answer. Com about "Gitzo called and said that the door-to-door collection would come". Generally speaking, it is uncertain whether you can go to the door or not. Looking at the plan of the platform may be just a psychological pressure in the process of collection. However, in any case, users are advised not to maliciously breach the contract, otherwise they will be affected in the end, and at the same time, they should safeguard their rights and interests if there are unreasonable behaviors at home.

Will the debt collection company entrusted by Gitzo really come to you?

Look at the actual situation, generally not:

Gitzo advocates "rational loan and repayment according to the contract". Only when the customer fails to fulfill the repayment obligation according to the consumer loan contract and does not answer the call of the collector for a long time, will the collector be arranged to come to the door. If repayment cannot be made under special circumstances, it is recommended to contact customer service in time to find a solution. The collection is caused by the failure to repay the loan in time, and the door-to-door collection is not the first way for the lender to consider the collection. It will only happen if the customer does not repay the money and does not receive the dunning call from the dunner. But how long it will take is uncertain, depending on the actual situation.

Gitzo requires that the signing of the contract means that both parties confirm and agree to undertake the contents stipulated in the contract. If the customer's repayment is overdue, the collection department will call or SMS to remind him, and even ask the customer to fulfill the repayment obligation through legal procedures. It is recommended that you repay the loan in time to avoid overdue, which will also affect your personal credit information. If Gitzo breaches the contract, it needs to bear the liability for breach of contract. If you are sued, you will be forced to repay with interest, and there may be late fees or liquidated damages for delayed performance. The longer the time, the higher all related expenses, which will also affect personal credit and make it difficult to borrow money in the future.

So what should I do in the face of Gitzo's debt collection?

If your loan platform in loans overdue has been collected at home, it is recommended to negotiate repayment with the loan platform as soon as possible. If you have partial repayment ability, you can repay part of the loan first and the rest later.

Short-term overdue loans and their consequences:

Different financial institutions have different definitions of short-term overdue time. In view of short-term overdue, institutions generally do not take compulsory measures, but will remind them to collect repayment, and the consequences are:

1. High fines and liquidated damages: after loans overdue, in addition to returning interest and principal, high penalty interest and liquidated damages are also required.

2. Leave a personal credit stain: overdue records will be left on the credit report, and even after repayment, the overdue records will be retained for 5 years. Overdue records will affect almost all the subsequent financial activities of the overdue person.

3. Receiving SMS and phone call for collection: The lender will send SMS and phone call for collection of overdue funds continuously to inform the borrower of the serious consequences of overdue and order the borrower to return overdue principal and interest within a time limit.

Long-term overdue loans and their consequences

Generally speaking, overdue for more than 90 days will be regarded as malicious overdue by lending institutions. Banks can sue for recovery if they are maliciously overdue for more than 90 days, regardless of the amount. After the court's decision, the information of the person who has broken his promise (Lao Lai) will be announced to the public, limiting his high consumption and taking the high-speed rail. Because the supervision bureau is becoming more and more strict now, and the online lending platform is becoming more and more standardized and strict, many online loans are now receiving credit information, so the credit information record is a matter of great concern to all borrowers. Today, I'm going to tell you something about online credit information, hoping to help you.

Gitzo Finance has been overdue for 3 months. Is it true that my colleague said he would come to collect money?

If it is a small debt, it will not come to the door. If the quantity is large, there may be door-to-door collection. It depends on your quantity.

It's not normal to owe money, so you need to face it: it's natural to pay back the money owed since ancient times, because you did borrow it, and you really can't pay it back. This is what you need to face next. This is a long-term psychological war. Don't choose to escape, face it bravely, and escape won't solve any problems.

So what problems do you need to face next?

Telephone and SMS bombing: if it is a normal collection call, you can answer it; if you are harassed by software such as calling you to death, you can choose not to answer it. If you really can't stand it, turn on the strange interception, otherwise your normal life and work will be disturbed. If there are obvious violations or illegal acts, then save it. The current law requires evidence. If you have no evidence, it will be difficult to obtain evidence, so you need to protect yourself.

Burst the address book and send text messages: At present, online loans and offline small loans actually record your phone records during the audit process so that you can collect them after the deadline. When it is overdue, you need to call or send text messages to the contacts in the address book in advance to tell them your current situation and ask them for their understanding. When there are many harassing calls, you should choose to hack the illegal calls and text messages and leave good evidence for you, so as to safeguard your rights and interests. Instead of passively waiting for the collector to explode the address book, it is better to actively inform the contacts in the address book in advance and take precautions in advance.

Door-to-door collection: At present, offline loans overdue may make door-to-door collection, and normal online loans on big platforms generally do not make door-to-door collection. If the collector says he will come to the house, you must never show fear. What are you afraid of? First, they come to the door for money, not for your life, nor to beat you and scold you. You must be clear about this; Second, they forced their way in, so you can choose to open the door or not, because no one else has the right to force their way in except the public security court. They just need your family's permission. If they harass at the door, they can give a warning at the first time. If they don't listen, they can choose to call the police.