Rong E can't borrow the thread.

Icbc e-loan is a personal credit consumption loan launched by ICBC, which is welcomed by users because of its low interest rate and high quota. As one of the four major banks in China, its loan review will be relatively strict. Recently, many users have reported that ICBC Rong E has a quota but can't lend it. Let's find out why. What is the reason why ICBC can't lend the loan amount of e-loan? 1. ICBC's quota is insufficient: it may be because ICBC's own loan quota is insufficient, which leads to the failure to increase the e-loan quota.

2. Recent card cancellation: If there are recent card cancellation and credit card cashing, it will also affect the amount of e-borrowing. Once it is subject to bank risk control, it will be immediately pulled into the bank's gray list and cannot use e-loan.

3. Debit card for collection and repayment is not bound: Rong E requires that the collection and repayment card must be an ICBC debit card account registered at the counter of the applicant, and the passbook cannot be used as the collection card number. The above is the analysis of the reasons why ICBC can't get the e-loan line, and I hope it will help. If ICBC has an e-loan line, it means that you have the basic qualifications to apply for a loan. What are the reasons for ICBC's rejection? First, there was a line where the loan was refused. If you have used e-loan and found that the loan has not been approved after it has been repaid, then think back and see if there are any irregularities in your operation, such as whether your personal credit has changed during this period, overdue repayment, frequent early repayment and so on. , will affect the credibility of the next loan.

Second, ICBC's quota is insufficient. Sometimes, it is not personal reasons that lead to the withdrawal of the quota. It may be that ICBC's own loan amount is insufficient, which will cause most users to be unable to withdraw cash. In this case, no matter how good your personal qualifications and credit are, it is useless and impossible to recover them.

Third, there have been card sales recently. If you have recently cashed in and cancelled your credit card, it will affect your application for e-borrowing. Once these violations occur, they will be immediately pulled into the bank's grey list, and ICBC's e-lending quota will be cleared and can no longer be borrowed. .