How to withdraw cash from the industrial and commercial credit card app?

Can I withdraw cash from ICBC credit card?

We can withdraw RMB with a credit card at any ICBC outlet in China or at an ATM with the "UnionPay" logo. Withdrawals with our dual-currency and multi-currency credit cards must be made at business outlets.

(The above content will be answered by ICBC's intelligent customer service "Gong Xiao Zhi" on 2021September 14. In case of business changes, please refer to the actual situation. )

How to withdraw cash from industrial and commercial credit cards

Icbc credit card holders can bring their valid identity documents and credit cards to the counter of local ICBC outlets and use the transaction password to withdraw RMB cash.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10.

On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.

20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1. 20 18 ranked 26th in the Fortune Global 500.

20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd.

2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th.

20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19.

On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th.

20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award".

In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020.

In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th.

On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

China Industrial and Commercial Bank has always regarded corporate governance as a basic project to enhance its core competitiveness. Focusing on the business objectives of sustainable growth of enterprise value and outstanding shareholder returns, we actively learn from the international leading corporate governance practices and principles, and build and improve a modern corporate governance structure composed of shareholders' meeting, board of directors, board of supervisors and senior management.

We revised and improved the Articles of Association of Industrial and Commercial Bank of China and other corporate governance rules and regulations, continuously improved the independence and operational efficiency of the board of directors, and formed an organizational structure and operational mechanism with clear responsibilities, mutual coordination and effective checks and balances among the power organs, decision-making organs, supervision organs and executive organs.

By the end of the reporting period, the Board of Directors of the Bank had 65,438+05 directors, including 3 executive directors, 6 non-executive directors and 6 independent directors. The Board of Supervisors has 6 supervisors, including 2 shareholder representative supervisors, 2 external supervisors and 2 employee supervisors.

The Bank has initially established a multi-dimensional and multi-level social responsibility planning management and implementation supervision system. Under the direct leadership of the Board of Directors, the Strategic Management and Investor Relations Department of the Head Office coordinated the promotion of social responsibility work, and made a unified social responsibility report, which was organized and implemented by relevant departments and branches of the Head Office respectively to promote the fulfillment and implementation of social responsibility.

My ICBC credit card overdraft limit is 5000 yuan. Can I withdraw the full amount?

ICBC's credit card overdraft limit is 5,000 yuan, which cannot be fully withdrawn. The maximum amount shall not exceed 50% of the cardholder's credit limit, that is, it shall not exceed 2,500 yuan.

Credit card domestic withdrawal limit

1. Account deposit withdrawal: there is no limit on the amount of withdrawal through domestic outlets. If the withdrawal amount exceeds 654.38+10,000 yuan, please make an appointment by phone in advance; You can't withdraw money through domestic self-service equipment. You can withdraw money from RMB account up to 5 times a day, and the accumulated amount shall not exceed RMB 20,000 (subject to the actual operation).

2. Credit line withdrawal: withdrawal from RMB account of credit card, with the daily cumulative amount of each card not exceeding 6,543.8 yuan+0,000 yuan, and the cumulative overdraft withdrawal amount not exceeding the available withdrawal amount; Credit card domestic withdrawals are not allowed to be overdrawn; Quasi-credit card: cannot exceed the overdraft ratio.

The single withdrawal limit of ATM is 3000 yuan, and the single withdrawal limit of deposit and withdrawal machine is 5000 yuan. Please refer to the actual operation for details.

Extended data:

Calculation of interest and expenses

For some cards with interest-bearing rules, if the cardholder fails to repay in full before the due repayment date, the bank will only charge the cardholder an overdraft interest of 0.5 ‰ on a daily basis from the bank bookkeeping date to the repayment date, and the refunded overdraft consumption will still enjoy an interest-free repayment period without interest;

For cards with special interest rules, if the cardholder fails to repay in full before the due repayment date, the bank will charge overdraft interest from the billing date to the repayment date for overdraft transactions with interest-free repayment period, including the "repaid part". Overdraft cash withdrawal and transfer shall be charged with interest at the rate of five ten thousandths per day.

Baidu encyclopedia-credit card limit

Industrial and Commercial Bank of China-Credit Card Domestic Withdrawal Limit

How to withdraw cash from ICBC credit card?

Credit card domestic withdrawal method

You can withdraw RMB with your credit card at any branch of China Industrial and Commercial Bank or on the self-service equipment with the "UnionPay" logo. For large-sum withdrawals (50,000 yuan and above) at the counter, you must provide your valid identity certificate; If there is a deposit in the credit card, you need to take the card and valid identity documents to open a business outlet.

Tips: I must handle it myself, but I can't do it for you; The emergency replacement card of dual-currency credit card cannot be returned in China; Credit card overdraft withdrawal does not enjoy interest-free repayment period, and overdraft interest is charged.

Credit card overseas withdrawal method

I hold a credit card with the logo of "VISA", "MasterCard", "AmericanExpress" or "UnionPay" to withdraw local currency from overseas ATMs with the corresponding logo. If you withdraw cash by overdraft, you need to charge overdraft interest.

Tips: It is suggested to spend by credit card, save cash withdrawal fee, reduce exchange loss and enjoy the preferential exchange rate provided by international credit card organizations.

Extended data:

1, credit card withdrawal fee

Rmb is charged at 1% of the amount, with the lowest 2 yuan and the highest 100 yuan; Each transaction is charged at 2.9% of the amount (including domestic and overseas), with a minimum of HK$ 3/MOP/USD/Euro, and other transactions are equivalent to a minimum of US$ 3. Domestic transactions of military official cards, platinum cards and above are free.

Tips: Before June 30, 20 19, the handling fee will be temporarily waived for local withdrawal or transfer of self-owned deposits and local overdraft withdrawal transactions with quasi-credit cards.

2. Credit card transfer fee

It is free to transfer local credit cards to local credit cards before June 30th, 2065438+09.

Credit card transfer in different places (refers to that one of the transferor and the transferee is a credit card in different places, or both of them are credit cards in different places) is charged at 65,438 yuan +0% of the amount, with the lowest 2 yuan and the highest 100 yuan.

Each transaction is charged at 2.9% of the amount (including domestic and overseas), with a minimum of HK$ 3/MOP/USD/Euro, and other transactions are equivalent to a minimum of US$ 3. Domestic transactions of military official cards, platinum cards and above are free.

3. Cash withdrawal from self-service equipment of inter-bank/cross-border UnionPay network

Domestic cross-bank cash withdrawal, each charge according to 4 yuan, plus the handling fee for cash withdrawal or transfer in different places; Overseas cash withdrawals (including Hong Kong, Macao and Taiwan) each cash withdrawal amount is 1%+ 12 yuan, with the lowest 14 yuan and the highest 1 12 yuan.

Industrial and Commercial Bank of China-Credit Card Domestic Withdrawal Method

China Industrial and Commercial Bank-Credit Card Overseas Withdrawal Method

Industrial and Commercial Bank of China-Credit Card Cash Withdrawal and Transfer Charge

Can all the money in ICBC's credit card be withdrawn?

ICBC's credit card can withdraw cash, but the general withdrawal amount is 40% to 50% of the fixed amount, and it cannot be fully withdrawn.

So much for the introduction of whether industrial and commercial credit cards can be withdrawn.