How does Agricultural Bank of China reconcile corporate accounts?

1. Insert operator KBao to automatically open the Agricultural Bank of China official website.

2. Click "Enterprise Online Banking" to log in.

3. Click "Certificate Login" and enter the password correctly before entering.

4. After entering online banking, click "Statement" in the middle.

5. Then click "Declare No".

6. For balance adjustment, select Match-Submit.

7. The auditor logs in to the online bank and inserts the administrator KBao to log in.

8. Click Business Audit-Bank-Enterprise Reconciliation-Reconciliation Details Audit.

9. Then click "Declare No" and then click "Pass-OK".

10. Finally, you can view the reconciliation results in "Account-Bank-Enterprise Reconciliation-Reconciliation Record Query" to complete the reconciliation.

Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.

From a technical point of view, online transactions need at least four functions, namely merchant system, electronic wallet system, payment gateway and security authentication. The latter three are the necessary conditions for online payment and the technical requirements for online banking operation:

1, e-wallet system

E-wallet is a common payment tool in e-commerce shopping (especially small shopping). E-wallet users usually have accounts in banks. When using e-wallet, first install the corresponding application software, and then use the e-wallet service system to input electronic money into your account.

When receiving and paying, users only need to click on the corresponding items on the computer. The system is equipped with the function management module of electronic money and electronic wallet, which is called electronic money wallet manager. Users can use it to change passwords or security methods, and use it to view accounts, lists and other data of electronic money receipts and payments in their bank accounts. An electronic transaction recorder is also provided in the system, and customers can know their shopping records by querying the recorder.

2. Payment Gateway

The payment gateway is the interface between the bank's financial system and the Internet, and it is a set of servers connecting the bank's internal network and the Internet. Its main function is to complete the communication, protocol conversion and data encryption and decryption between them, thus protecting the security of the bank's internal network. Without payment gateway, the electronic payment function of online banking cannot be realized.

With the continuous growth of online market, online transaction processing will become the basic function of every payment system. Nowadays, merchants are often inefficient in data transmission. With the payment gateway, this problem can be effectively solved, so that banks or traders can maintain their due efficiency in the case of rapid development of the online market and increasing online transaction volume.

3. Safety certification

The establishment of E-commerce Certification Authority (CA) is to solve the identification of identities and credits of participants in e-commerce activities, maintain the security of trading activities, and fundamentally ensure the smooth progress of e-commerce transactions. It is very important to enhance the trust of all parties in online transactions, improve the safety of online shopping and online transactions, control transaction risks and promote the development of e-commerce.