Excuse me, will I be prosecuted after the deadline?

I won't come to the door to negotiate, but generally I will only remind you by SMS and phone. If the loan is overdue for a short period of time, it will generally not be prosecuted, and only a penalty interest will be added. However, if the overdue amount is large and the overdue nature is bad, the borrower may be sued. Generally, loans overdue may face the risk of being sued if it takes more than 180 days. Whether it will actually sue and how long it will be overdue depends on the wishes of creditors. Legally, as long as there are overdue cases that meet the conditions for prosecution, public prosecution can be initiated. Finally, if you lose the case, you will be forced to auction your property to repay your creditors.

Legal basis:

Article 12 1 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that the complaint shall contain the following items:

(1) The name, sex, age, nationality, occupation, work unit, domicile and contact information of the plaintiff, the name and domicile of the legal person or other organization, and the name, position and contact information of the legal representative or principal responsible person;

(2) Information such as the name, gender, work unit and domicile of the defendant, and information such as the name and domicile of the legal person or other organization;

(3) the request and the facts and reasons on which it is based;

(4) Evidence and its sources, names and residences of witnesses.