How to increase the credit card limit of China Everbright Bank?

What are the credit cards of China Everbright Bank-Puka, Gold and Platinum?

The credit card limit of China Everbright Bank is as follows:

1, Puka:

The general card limit of China Everbright Bank is around 1 10,000 yuan to 50,000 yuan. It is the lowest-ranking card in China Everbright Credit Card, and its card face is colorful. If it is the first time to apply for a credit card, you can apply for an ordinary card, which will generally be easier to pass. The annual fee of Puka can be reduced or exempted by the number of swipes and the amount of consumption.

2. Gold card:

Everbright Bank's gold card quota is generally around 30,000 yuan to 50,000 yuan. The main color of the card surface is mostly golden yellow, and the approval is stricter than that of ordinary cards. Generally, the annual fee can be reduced by the number of credit card swipes and the amount of consumption.

3. Platinum card:

The amount of platinum card of China Everbright Bank generally ranges from 50,000 to 5 million. Platinum cards are mostly silver-white with letters such as "P" or "Platinum" to distinguish them from ordinary cards. Platinum card is the most rigorous credit card, and it is inevitable to pay an annual fee under normal circumstances. The special services of Platinum Credit Card in China are generally concentrated in special line customer service telephone, golf, airport VIP, free physical examination, high insurance and emergency support services.

How to inquire about the credit card gold card quota of China Everbright Bank?

1, customer service query

Call Everbright's 24-hour customer service hotline 95595 and listen to the instructions to check the credit card limit;

2, SMS query

Use a credit card to reserve a mobile phone number, and send the last four digits of SMS limit #++to 95595 to inquire about the current available limit;

3. Online inquiry

Log in to the homepage of China Everbright Bank Credit Card Center, click on Credit Card Online Banking, select Online Banking, then log in to the account password of the relevant credit card and enter my account to find the credit limit of the card;

4. Bill inquiry

Cardholders can check your credit card limit on each credit card statement issued by China Everbright Bank;

5, mobile phone client query

Scan the QR code of the website of Everbright Bank and download the mobile card space of the exclusive mobile phone client of Everbright Credit Card; After the installation is completed, open the login dynamic card space and click to enter the self-help bar; Select card service function; You can check your current credit limit by checking your account.

References:

China everbright bank official website-credit card

What is the credit card limit of China Everbright Bank?

Credit cards of China Everbright Bank can generally be divided into ordinary cards, gold cards and platinum cards. Generally, the credit card limit is below 1 10,000 yuan, the gold card limit is below 50,000 yuan, and higher-level credit cards such as platinum cards will exceed 50,000 yuan, with a maximum of 300,000 yuan.

Extended data:

1. How about Everbright Credit Card?

The advantages and disadvantages of Everbright Credit Card coexist, and everyone needs to look at the problem comprehensively. Its advantages are high integral value and can be exchanged for a variety of high-value goods; And there are many activities, and some preferential activities are often updated. However, the disadvantages are also obvious, such as the small popularity of credit cards and the small number of merchants supporting Everbright credit card activities.

Two. Basic conditions for applying for credit card of China Everbright Bank:

1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.

2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.

3. Secondly, in order to improve the success rate of applying for the credit card of China Everbright Bank, other financial certificates can be provided, such as a copy of the real estate license, a copy of the driving license and a copy of the deposit certificate. When applying, you need to read the application conditions carefully. If the selected credit card has restrictions on the applicant's age, identity and gender, it will be rejected directly if it does not meet the restrictions.

4. Generally speaking, if you meet the requirements of good age, income and credit information, it is not difficult to apply for a credit card of China Everbright Bank if you submit your identity certificate, work certificate, salary and income certificate and other financial certificates.

3. How long does it take for the credit card review of China Everbright Bank?

Everbright credit card review generally takes about 7 working days.

Four, apply for everbright credit card audit steps are:

1, first trial:

After receiving the application materials, China Everbright Bank will generally conduct a preliminary examination. If the application materials are incomplete, the applicant will generally be reminded to fill in the materials. Then wait for a certain number of applicants and send them to the head office for the second round of audit. This link is usually completed in 3 working days.

2. Review and verification:

After the credit card application materials of China Everbright Bank arrive at the head office, the auditor of the head office will conduct telephone verification. If the verified information is different, it may be rejected. This link generally does not exceed 4 working days.

What is the general credit card limit of China Everbright Bank?

The credit card limit of China Everbright Bank varies according to the grade of the card. Credit cards of China Everbright Bank can generally be divided into ordinary cards, gold cards and platinum cards. The specific limit range is as follows: the credit card limit of China Everbright Bank is between 3000- 10000 yuan; The amount of the credit card gold card of China Everbright Bank is between 10000-50000 yuan; The minimum amount of credit card platinum card of China Everbright Bank is 50,000 yuan.

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor. Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.

Pre-authorization is generally used to pay a deposit, that is, to freeze the available amount of a part of a credit card as a deposit. The process of pre-authorization is similar to manual bill pressing, but the content of the phone call is to ask for the pre-authorization of the corresponding amount, not to ask for money or to press the bill, but to issue a deposit receipt certificate. General pre-authorization will be cancelled by the merchant at the time of checkout. If the merchant forgets to cancel, he can call the merchant to ask for cancellation, but he can't call the authorized institution to cancel himself. Or, wait for the bank to automatically cancel the pre-authorization (usually ranging from 7 to 30 days). Credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, the card-issuing bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays according to the monthly recorded amount. In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.

What is the credit card limit of China Everbright Bank?

Credit card limit of China Everbright Bank: the credit card limit is below 6,543,800 yuan; The gold card amount is less than 50,000 yuan; The amount of platinum cards ranges from 30,000 to 300,000 RMB. The specific credit line is affected by the applicant's credit status, income, assets and other factors, and the credit line can be recycled.

Everbright Credit Card also supports installment business, including mall installment, optional installment and bill installment. Credit card issuers of China Everbright Bank provide cardholders with inquiry passwords and transaction passwords through designated channels. After receiving the credit card, the cardholder shall immediately sign the same signature in the signature column on the back of the credit card and use the same signature in the transaction, otherwise the cardholder shall be responsible for the losses arising therefrom.

China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.

The credit card of China Everbright Bank can withdraw RMB cash from the counters of China Everbright Bank, ATMs or ATMs of other banks with "UnionPay" logo in China, or withdraw local currency from ATMs or bank counters with "VISA" logo abroad.

This is the end of the introduction about the credit card limit of China Everbright Bank and how to increase the credit card limit of China Everbright Bank. I wonder if you found the information you need from it?