How long will it take for ICBC's credit card to be approved after receiving the SMS?

1. ICBC does not need to get a credit card after applying. The bank will complete the system entry of the information within two working days after receiving the filled information, and then you can find the applicant's information in the application progress.

2. General banks will complete the audit in about 10- 15 working days. After the bank credit card is issued, it will be made into a card within two working days, and it will be sent by registered mail, which is usually received in about two weeks. After the courier arrives, show the recipient's ID card and sign for the activation card.

Extended data:

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

Baidu Encyclopedia: Credit Card