Hefei housing provident fund loan application process! 10 sunrise result!

; ? With the continuous development of national transportation and economy, more and more people live and work in other places. For example, Hefei is a prosperous city, and many people choose to settle down here, buy houses with loans, get married and have children. Today, let's introduce the application process of Hefei housing provident fund loan. You can have a look before buying a house!

Remind everyone that before applying for Hefei provident fund loan, we must ensure that the housing provident fund is paid in full and on time, otherwise it will not be successful.

1, apply for a loan

The borrower shall go to the outlet of the management center to handle the housing provident fund loan business, collect and fill in the Hefei Housing Provident Fund Personal Housing Loan Application Form, and submit the application to the management center together with relevant supporting materials.

Step 2 review

The outlets of the management center that handle the housing provident fund loan business review and evaluate the authenticity and legality of the documents and materials submitted by the borrowers, interview the borrowers and refer to the credit status of the borrowers (including spouses) inquired through the personal credit information basic database of the People's Bank of China and the personal credit database approved by the credit department, review the qualifications and credit standing of the borrowers, and issue the approval results within 10 working days.

Step 3 sign an agreement

If the loan is approved, the borrower shall sign a loan contract and related contracts or agreements with the management center or the loan handling agency entrusted by the management center.

4. Mortgage registration

If the house purchase guarantee is adopted, the guarantee formalities shall be handled with the guarantee company; If mortgage or pledge is adopted, the mortgage registration formalities shall be handled or the payment shall be frozen and kept.

Step 5 lend a loan

The entrusted bank shall, in accordance with the entrustment requirements of the management center, handle the loan issuance procedures and transfer the loan funds into the designated bank account.