What if the local regional office calls me and asks me to sign the loan slip?

The local office has been informed to call and explain that the bank has started to collect money because of the long overdue time, and it is necessary to repay the money as soon as possible. For customers who are overdue for a long time, according to the relevant provisions of the Guidelines on Outsourcing Risk Management of Banking Financial Institutions issued by the CBRC, some non-core businesses can be entrusted to a third party, and generally a third party can be entrusted to make dunning (regardless of the amount). The common methods of dunning by third-party organizations are as follows:

1. Call the debtor's individuals, units and family members, issue warnings and threats, and pursue the pursuit;

2. Home collection, take turns bombing. These behaviors will bring great mental stress to debtors and their families and seriously affect their daily lives. Suggest repayment as soon as possible.

People's Republic of China (PRC) Civil Code

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.