Will 2,000 personal accounts owed to BOC Consumer Finance be frozen?

Maybe, hello, first of all, if it is overdue, it will affect your credit information according to the length of time. Seriously overdue (more than 90 days), the credit investigation will be a black account, and you can't apply for any loan business before it is paid off. Secondly, there will be additional expenses such as liquidated damages and overdue interest. Long overdue is nothing new, and the final interest is greater than the principal. Please be careful. What will happen to the loan money: 1. If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments. 2. If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement. 3. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law. 4. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.