How to buy insurance

1, go to a professional insurance company to buy: after the consumer goes to the sales counter of the insurance company, he needs to fill out an insurance policy, and the insurance company will issue an insurance certificate after receiving the premium, and the insurance purchased by the consumer will take effect.

2. Purchase through an insurance agent: Consumers who choose this purchase method only need to fill in the insurance application form, and the insurance company will issue an insurance certificate after receiving the premium, and the insurance will take effect. Need to be reminded that consumers who choose this kind of consumption mode are best to find more experienced insurance companies to buy.

3. Purchase through an agency: Generally speaking, an insurance company will install a system in an agency and print a blank insurance certificate to be managed by the agency. Consumers can pay the premium to the agency, and then the agency will print the insurance certificate to the consumer through the insurance company system, and the insurance will take effect.

4. Purchase through the website: Online sales are very suitable for simple insurance such as accident insurance. Consumers only need to fill in the insurance information online and pay, and the insurance company can issue an electronic insurance certificate and send it to customers by email or SMS. In this way, the insurance will take effect.

5. Telephone purchase: Consumers need to provide insurance information. The insurance company will issue an insurance certificate and mail it to the consumer, and then ask the consumer to pay the fee to ensure that the policy takes effect.

It is reasonable to buy insurance on demand. The general process is as follows:

1. Analyze your own risks and determine your insurance needs. Common risks include disease risk, accident risk, death risk and financial risk, which correspond to health insurance, accident insurance, life insurance and financial insurance respectively.

2. To determine the type of insurance to be purchased and the protection, you can choose the products of insurance companies or third-party insurance platforms, or you can choose products through insurance agents or brokers.

3. Check whether the product meets the insurance requirements, confirm the insurance information as required, and complete the payment, so as to successfully purchase insurance.