Is it necessary to seal the card when China Merchants Bank has video authentication?

No, China Merchants Bank's credit card verification is to let users go to China Merchants Bank's offline outlets for face-to-face interviews. For example, if you apply for the first credit card of China Merchants Bank through online channels, you must go through a face-to-face interview to activate the credit card, so the progress of card processing will be displayed as verification, reminding users to remember to go to the face-to-face interview. Moreover, the user is an old customer of China Merchants Bank Credit Card, and there is no need to sign the activation card in person.

Therefore, if new users need to apply for a credit card, they need to bring their ID cards to complete the interview.

Under normal circumstances, China Merchants Bank will send a short message to the cardholder before taking the credit card sealing operation, and sometimes the staff of China Merchants Bank will directly call the cardholder to inform him that his card is about to be sealed. If the cardholder has many overdue repayment records and swipes the card too frequently, the card issuing bank will take measures to seal the card. In addition, the credit card has been empty for a long time, or the card swiping time is abnormal, and the card swiping amount is an integer. , it will also cause the card to be blocked.

Generally speaking, if the cardholder is always reminded of the risks when using the CMB credit card for transaction payment, it may also indicate that his credit card account will be subject to the risk control of CMB, and the card is likely to be deactivated. It's best for CMB cardholders to keep good card use behavior, and don't always swipe their cards during merchants' non-business hours.