When will the flowers be automatically deducted from the binding card after they are overdue?

When you have money in Alipay, it will be deducted automatically, not by time.

First, the collection method of expired flowers

Within 9- 13 days after the repayment date, users will be reminded of repayment by SMS, automatic voice, etc. If the user fails to repay the loan, a manual telephone reminder will be given after 13 days overdue. If the amount is large, the situation of repeated telephone contact is declining. Remind users by contacting relevant personnel.

Second, the flowers are overdue and have an impact on individuals.

1, resulting in overdue charges. Like credit cards, overdue fees charge interest at the rate of five ten thousandths per day, but unlike credit cards, overdue fees charge interest at the rate of five ten thousandths of the outstanding amount. Some banks charge full interest on their credit cards. Simple delivery means interest, and the longer the delay, the higher the interest.

2. It may be included in the personal credit record. This is more important. Although there is no exact information at present, if the flower is overdue, it must be included in the personal credit record. However, the last time Hao Ying, director of consumer credit of Ant Microfinance Division, said, "If it is overdue maliciously, it will fall into the central bank's credit information system". In other words, users who deliberately default on repayment, with a large amount and a long time of default, may be included in their personal credit records in the future. And bad credit records will affect users' loan and credit card applications.

Third, after the deadline.

1. Alipay of ordinary users will be bound with debit card and balance treasure, and will be automatically deducted on the repayment date. Unbound users suggest binding automatic repayment.

If you forget to pay the loan and it is overdue, pay it back as soon as possible. The amount is not very large, and the time is not very long. Generally no problem.