How soon will my family contact me after the deadline?

Family members who generally don't contact directly after the loan period, mainly send messages or call themselves to collect money. Unless the arrears are overdue, Alipay can't contact me, and may contact its emergency contact person according to the relevant information provided when registering to open an account and applying for a loan. As for the specific time, I am not sure. It is estimated that if the dunning is not paid back in two or three months, it is possible to call home.

And if you can contact, if you have been paying back the money, you will not contact your family. The reason why I contact my family is that I want to know the current situation through my family, so as to achieve the purpose of urging repayment, rather than asking my family to repay on my behalf.

We also need to note that if the overdue time is too long and the amount of arrears is relatively large, many parties can't contact anyone, then Alipay is likely to bring a lawsuit to the court and let the repayment be made through legal channels (generally, it will have the right to sue if it is overdue for more than three months, but Alipay will not sue easily).

If you don't know the big data on your own network, you only need to search: Beijian Quick Check, click Query and enter information to find your own 100-line credit data. However, with the establishment of Baixing Credit Information, almost overdue online loans will affect personal credit in the future. When you borrow money, you must pay attention to your ability.

Extended data:

Is it illegal to contact your family in arrears?

In fact, it is illegal for the borrower's third party to contact their relatives for collection after loans overdue. If it is not illegal to reserve emergency contacts, it is illegal if there is no emergency contact in the address book. Because it involves personal privacy and reputation, we should collect evidence, sue or complain to the regulatory authorities.

It is suggested that borrowers should not wait for overdue payment of online loans before they want to negotiate. They can take the initiative to contact customer service to negotiate repayment before the deadline, give a grace period or directly reduce interest, and the customer service can call more times if it disagrees.

When communicating with the collection staff, you need to be sincere. Don't just say you have no money. They are tired of hearing this. After you can talk about your difficulties, express your good willingness to repay, list your own repayment plan, and show that you have work income and are trying to raise funds.

If there are irregularities in online lending, such as membership fees and audit fees. , or there is illegal collection, you can keep relevant evidence, know some legal knowledge to negotiate, pay due attention to your words, and don't violate the language.

Finally, we need to remind everyone that when applying for a loan, we must find a formal online lending platform, read the terms of the contract carefully, find out the rights we should enjoy and the responsibilities we should bear, and see if there are any extra handling fees.