Can Wukongbao return it?

Fort Wukong can surrender.

How does Wukong Castle surrender?

Take Apple 12, ios 14 and WeChat 8.0. 13 as examples.

1. Turn off the automatic deduction I- payment-payment management-fee deduction service of this insurance on WeChat.

2. Check the policy from the WeChat debit notice, call the insurance company's manual customer service, explain the situation, and ask the customer service to arrange full surrender. Customer service will generally say that the situation has been recorded and it will take several working days to handle it. It doesn't matter. Tell each other seriously. If you can't surrender your insurance in full, you will complain to the Bank of China Insurance Regulatory Commission, suspecting that insurance companies and third-party platforms are making false propaganda and cheating consumers.

Do you want to surrender?

Surrender is not recommended. With the growth of age, risks in all aspects are increasing, so it is quite necessary to buy an insurance. If you can't tell the truth, you can inform the insurance company first. Negotiate with insurance companies. If there is no need to surrender, you can pay part of the premium and continue the policy. If the insurance company refuses to insure, it can choose to surrender. At this time, you can directly contact the insurance company to surrender, and the cash value of the policy will be returned.

How much can I return if I surrender?

If you surrender within the hesitation period, you can return it in full; After the hesitation period, only the money with cash value can be refunded. The cash value of each insurance product is different. You can check the corresponding policy year and insurance amount in the cash value table of the policy.

Surrender generally has two situations:

1, surrender within the hesitation period. If the purchased product is still in the hesitation period, there is almost no loss in surrender at this time. Because most insurance clauses stipulate that if you surrender your insurance within the hesitation period, you will generally deduct the fee of 10 yuan or directly deduct the fee.

2. Surrender after hesitation. After the hesitation period, only the cash value can be returned. Cash value refers to the amount that can be returned when the guarantee is terminated or surrendered. There may be some loss in the value of returning cash. At this time, if you choose to apply for reduction and settlement, it can be regarded as a way to reduce losses. Of course, not all insurance products have the function of deduction and settlement, so you need to ask the insurance company yourself.

Deduction settlement: that is, if you can't pay the fees normally within the validity period of the policy, but you don't want to surrender, you will reduce the insured amount and the policy will continue to be valid.