What do you mean by K code payment?

1, "K code payment" is a convenient and fast online payment service provided by ABC for individual customers.

2. Customers don't need to open online banking. They only need to fill in the card number and reserve the mobile phone number on the payment page, and accept the dynamic verification code sent by the mobile phone for identity authentication, so they can easily complete online payment.

1, K code is the abbreviation of the security patent product "Mobile Phone K Code" of Agricultural Bank of China, and it is another dual-channel and multi-factor joint authentication financial transaction security product provided by Agricultural Bank after online banking K Bao.

2. Ordinary financial transactions transmit all transaction and authentication information through one transaction channel. Mobile phone K-code technology divides transaction and authentication information into two groups and forces them to be transmitted through different transaction channels: the first channel is usually audio telephone, Internet, cable TV and other channels to transmit the first group of authentication information and transaction entrustment information; The second channel is fixed as a mobile phone short message channel to transmit the second group of authentication information and transaction verification confirmation information. On the basis of the existing transaction encryption transmission technology, the mobile phone K-code technology adopts technologies such as separated transmission of key packets, asynchronous direct access to customer audit of system paid-in transaction instructions, etc. To prevent Trojan virus from stealing all authentication information.

3. Before the transaction is officially completed, the false transaction commission is found and intercepted in time to enhance the security of the transaction. The mobile phone K code has obtained the national invention patent (patent number ZL2006 10007883.4, patent name: self-service financial transaction system and method), and won the China People's Bank Head Office Science and Technology Development Award and Shenzhen Financial Innovation Award.

4. At present, the mobile phone K code mainly provides real-time security for the transfer and payment functions of ABC Super Mobile Banking. This service is provided free of charge by ABC, but you need to bring your ID card, debit card or current passbook to the ABC counter in advance to apply for binding your mobile phone number, and set a 4-digit mobile phone K code (security authentication code). After each transaction, you only need to dial ABC's 95599 telephone bank with any phone, enter the transaction entrustment instructions such as transfer and payment, and then check according to the short message received by ABC's bound mobile phone, and reply to the 5-digit transaction number and the 2-digit mobile phone K code with specified coordinates according to the prompt to confirm the transaction.

Operating environment: Huawei P50 1.0.24, Agricultural Bank APPv6.8.0. The latest version of Android, Android 1 1, the latest version of iOS, iOS 15. 1.