I owed Ping An Bank credit card principal of 6300 yuan for more than 3 months and paid it back last month 100. The bank requires full repayment on Friday, otherwise?

Thank you for your invitation. Ask the questions described in the question, and call first to negotiate. Mastering three points can slow down the overdue progress;

First, the current financial pressure can't be paid off in full, and you can postpone the repayment in full through the system applet like me. This can not only pay off the current bill in full, but also avoid the risk of overdue.

Second, take the initiative to call the bank to negotiate. This is the best way to stop paying interest, but you must make a good repayment plan for the bank so that the negotiation can succeed.

Third, borrow money from relatives and friends and pay it off directly. Don't let such a small amount affect your personal credit information.

The above three points are personal suggestions. If you have different opinions, please leave a message in the comments section.

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