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What does Mei Tian loan mean when it reflects a successful loan?
According to the current online comments, the loan in Mei Tian is not very reliable. The maximum loan amount in Mei Tian is 50,000 yuan, and the longest loan period is 12. Because it is a licensed Internet small loan institution, it will conduct credit inquiry and submission when applying, so if you want to borrow from it, in addition to meeting the basic loan conditions, your personal repayment ability and credit information need to pass, otherwise you may be rejected. There are many users who can't get a loan from Mei Tian at one time, because the loan from Mei Tian can be borrowed within the quota, but it will be re-evaluated every time they apply, so they may not be able to get the loan smoothly.
If Mei Tian can't get a loan once, it means that the current comprehensive score doesn't meet the loan requirements. Maybe I borrowed a loan before, but the repayment was overdue. It is also possible that there is a bad credit record in the credit report, or that the debt ratio has increased sharply by borrowing a lot of money, resulting in insufficient repayment ability.
If there is no problem with personal credit conditions, it may be the platform. For example, on the day of Mei Tian's loan, the loan quota was released, and the borrower was slow to grab the quota.
Tianmeidai
Mei Tian Wallet Mei Tian Loan belongs to Chongqing Tian Chong Microfinance Co., Ltd., which is a personal consumer credit product for individuals. At present, the maximum loan amount in Mei Tian is 50,000, and the longest service period can be divided into 12 months. When applying, you need to provide personal authentication and face recognition, and then the rest is to provide basic personal information.
According to the feedback from the users who have submitted the loan application in Mei Tian, after submitting the loan, the whole process is generally system approval, and there is no telephone call back. If the loan is approved, it will arrive on the same day.
In terms of interest rate, according to the comprehensive annualized interest rate displayed by the test APP, 15.5% started. Interest rates vary with different personal qualifications, so the actual interest rate at the time of borrowing should prevail.
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