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Handan bank credit card

What are the banks in Handan?

Handan has: Handan Bank, China Bank, China Construction Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, Hebei Bank, Xingtai Bank, Minsheng Bank, Shanghai Pudong Development Bank, China Everbright Bank, Rural Credit Cooperatives, CITIC, Postal Savings Bank, Agricultural Development Bank, Wu 'an Rural Bank and Handan Branch of the Central Bank.

1. What bank does Handan Bank belong to?

Handan Bank is a regional joint-stock commercial bank. Handan Bank was established on June 5438+00, 2007 with the approval of China Banking Regulatory Commission. Handan Municipal Government is the largest shareholder of Handan Bank, and currently there are 59 branches, sub-branches and subsidiaries in China. At present, the total assets of Handan Bank have reached 72.36 billion yuan, making it one of the largest banks in the world.

Two. Types of bank cards handled in Handan:

1. Debit card: Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.

2. Credit card: Credit card, usually called credit card, refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. It has the following characteristics: consumption before repayment, interest-free repayment period (up to 56 days), minimum repayment amount, and repayment by installments when customers overdraw. Customers need to pay a certain annual fee to the bank they apply for, and each bank is different.

3. Quasi-credit card: Quasi-credit card is a single-currency single-account credit card, with interest on deposits and RMB consumption by swiping the card. It has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and online banking transactions. When the balance of credit card consumption and cash withdrawal account is insufficient to pay, the cardholder can overdraw consumption and cash withdrawal within the specified limited credit limit and charge a certain interest. There is no interest-free repayment period.

3. How to check the bank of Handan Bank:

Bank card opening bank refers to the business outlets that handle account opening procedures. It's the bank that opens the bank account. Simply put, the bank card bank refers to the bank where you initially apply for a passbook or bank card and send it to you. Passbooks will be registered, generally referring to branches.

Here are some query methods:

1. The first method is counter inquiry: enter the bank at the bank counter and inquire directly.

2. The second way is telephone inquiry: call the bank's customer service phone, choose manual service, and ask the customer service staff for help.

3. The second method is online banking inquiry: first, you need to log in to the online banking of the bank, and then you can see the information of the bank and have relevant options to inquire about the account.

4. The fourth way is SMS inquiry: just send the inquiry code and bank to the service platform for inquiry.

Credit card repayment location near Xingang, Handan City

Handan Bank, Heping East Road, Handan City, Hebei Province. According to Baidu map query: Handan Bank in the east section of Heping Road, Handan City, Hebei Province can repay the loan. The distance between the two places is 5. 1 km, which takes 49 minutes by car. Handan Bank was established on the basis of Handan Credit Cooperative. In June 2007, China Banking Regulatory Commission approved the preparation. Its headquarters is located in the east section of Heping Road, Handan City, Hebei Province, with more than 600 employees.

What banks can handle credit cards? Please name them.

There are many banks that can handle credit cards, such as 1, and the four major domestic banks: China Bank, China Construction Bank, China Industrial and Commercial Bank and China Agricultural Bank. 2. Joint-stock commercial banks: China Merchants Bank, Huaxia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank and Shanghai Pudong Development Bank. 3. Some local banks can also handle credit cards, such as Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of bank of tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Bank of Ningbo and Bank of Guangzhou.

What are the requirements for credit card processing? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card business specifically for college students. This is unconditional credit card processing, and college students only need to bring their personal documents and student ID cards to the bank for processing. First of all,/kloc-citizens over 0/8 years old with civil capacity are required. Require a stable income and provide proof of income, one is to prove repayment ability, and the other is to refer to the establishment of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier. Personal credit should be good and there is no bad record. Whether you can successfully apply for a credit card is also related to your occupation, such as security guard, self-employed, farmer and so on. Personnel from other places, overseas and officers in active service shall obtain certificates in their own names on the basis of temporary accounts issued by local public security departments or certificates issued by relevant departments, and must provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.

Credit card applications can be processed through the bank counter or online. If you go to the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff. Usually there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with credit card within one month. To apply online, just open the bank's app, find "Apply for Credit Card" in the interface, click Enter, and follow the prompts to enter information to submit the application. After the application is successful, you can receive the corresponding letter by credit card within one month. After the credit card is successfully processed, you need to go to the bank outlet to open the card before you can use it.

I hope my answer is helpful to you!

The credit card introduction of Handan Bank ends here.