Is the loan in Yiyin.com reliable?

This platform is an unreliable fraud platform. When you apply for a loan, you will apply for approval, but after approval, you will be required to pay a membership fee before you can lend money. This is a regular loan. If you pay the membership fee, you will be asked to pay it again for other reasons. At present, there are many such platforms, and formal lending platforms are free of charge before lending. It is unreliable for any platform to charge fees for various reasons before the next payment. It is recommended not to use it.

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Ten most formal online lending platforms

1, borrowed by ants

It is a subsidiary of Ant Group and has a strong brand background. Generally, people who make good use of flowers can easily get a loan amount, up to 200 thousand. Repayment can be divided into two types: equal monthly payment and interest repayment in advance. The longest repayment can be divided into 12 installments. You can choose from the "How to repay" column of the loan page.

2.JD.COM gold bars

It is tailor-made by JD Finance for JD.COM users. For friends who often shop in JD.COM, the amount is generally not low. According to feedback, most of them are 50,000 cases, with an upper limit of 200,000. There are three repayment methods: average principal, equal monthly payment and interest before principal. The longest installment number is 24, and the user turnover time is longer than usual.

Step 3 have money to spend

It is a credit service brand under Xiaoman Finance and a formal licensed loan platform. Interest is calculated on a daily basis, which can be borrowed for up to 65,438+0 years. There are two repayment methods: interest first, then principal and interest, and equal principal and interest, but you can't choose by yourself. Generally, the system will judge according to the user's comprehensive credit, and the installment method actually available on the loan page shall prevail.

4. Recruit good loans

Zhaolian Good Term Loan is an automatic credit loan product. 22-55 years old can apply, and the approval is fast. The longest loan can be divided into 24 periods.

5. Safe little orange blossom

Ping An Hewlett-Packard's new credit loan in 2020 attracted many people with extremely low interest rates. According to Laotie, the daily interest rate starts at 0.039%, that is, if you borrow 1 0,000 yuan, you only need to pay the interest of 3.9 yuan every day, and the loan period is very long, and you can borrow it for two years at the longest. Compared with other credit loans, the repayment pressure for handling small orange flowers is relatively small.

6. Immediate financing

The maximum amount of immediate financial loan is 8,000 yuan, and the minimum monthly interest is 1.45%. The loan amount can be recycled and repaid with the loan. Of course, Instant Finance is also a licensed institution, so users don't have to worry about qualification.

7. Gome Easy Card

Gome Easy Card is a small loan product under Gome Finance, which is divided into online consumer finance and offline consumer finance. Products cover consumption by stages, cash withdrawal, provident fund loans and credit card services.

8360 IOUs

360 security products have a simple loan platform with a daily interest rate of about 0.05%. The only drawback is that the amount is relatively low, only a few thousand dollars, but the next payment is easy, and most people have a quota.

9. Zhongyuan Consumer Finance

The online lending platform with high quota and low interest rate has obtained the formal financial license approved by the China Banking Regulatory Commission and is qualified for lending. The maximum amount is 200,000, and the maximum term is 3 years, which is suitable for office workers' capital turnover. The borrower is required to be at least 22-55 years old, the mobile phone number belongs to the place, and the household registration address of the ID card is not Hong Kong, Macao, Taiwan, Tibet, Xinjiang and Guangxi.

10, music by stages

The loan approval speed is relatively fast, and the loan can be released in a few minutes at the earliest, and the one-time credit can be recycled. Applicant 18~40 years old, only need to provide authorization of mobile phone number and password+ID card+savings card number.