Is Shoushan Finance not paying back?

No, if the borrower repays the loan on time, Shoushan Finance will not fail to repay it. However, if the lender fails to repay the loan on time, there will be outstanding cases. There are two main reasons for non-repayment: first, the borrower does not have enough repayment ability, and second, the borrower may intentionally breach the contract. If it is the former, you can negotiate the repayment plan with Shoushan Finance to minimize the liquidated damages and overdue interest caused by delayed repayment. If it is the latter, the lender will not only recover the collateral, but also demand repayment through legal channels. In addition, it is recommended that you fully consider your repayment ability before lending, and don't borrow easily to avoid falling into repayment difficulties. At the same time, we should also choose formal and reputable financial institutions to avoid non-performing loan companies or fraud.