Who can I complain about the threat of online loans?

1, China Banking Regulatory Commission: The main responsibility of China Banking Regulatory Commission is to conduct unified supervision and management of the banking and insurance industries in China according to laws and regulations. When using online loans, if you encounter violent collection of online loans, you can complain to the CBRC.

2. Internet Finance Association: This Association is a national self-regulatory organization in the Internet finance industry organized by the People's Bank of China in conjunction with the China Banking Regulatory Commission, China Securities Regulatory Commission, China Insurance Regulatory Commission and other relevant ministries and commissions. In case of illegal collection of online loans, complaints can be made through the official website Complaint Platform of Internet Finance Association.

3. Alarm: If there are violations of online loan collection, such as harassment, address book explosion, intimidation, etc. , you can report to the public security department.

4. 1232 1 Network Bad and Spam Reporting Acceptance Center. Now 1232 1 is relatively perfect. You can download the APP in official website and report it at any time. This platform mainly accepts fraudulent phone calls, harassing phone calls, spam messages and other reporting services. Complaining about telephone harassment is the most effective way.

What if the loan is threatened?

1. An inexplicable threat

I have never borrowed any online loans, but I have inexplicably received threatening phone calls or text messages about online loans. Leave him alone at this point. But if it has seriously threatened normal life, you can choose to call the police.

2. Normal threat

If it's just some normal threats, no threats to personal safety, and no verbal personal attacks, then pay back the money as soon as possible.

3. Illegal threats

If the threat has risen to the illegal stage, you must call the police as soon as possible to avoid injury.

Summary If you are threatened by texting or calling, you should take screenshots and keep all the evidence, keep total recall and complain to the Internet Finance Association.

Legal basis: People's Republic of China (PRC) Criminal Law.

Article 293 Whoever commits one of the following acts of provoking troubles and disrupting social order shall be sentenced to fixed-term imprisonment of not more than five years, criminal detention or public surveillance: (1) beating others at will, if the circumstances are bad; (two) chasing, intercepting, insulting or intimidating others, and the circumstances are bad; (three) extortion or arbitrary damage, occupation of public or private property, if the circumstances are serious; (4) Causing serious disorder in public places. Assembling others to commit the acts mentioned in the preceding paragraph for many times.