I sent something by express, but I didn't buy insurance for the express. I lost the courier. Can I claim for it?

Courier companies usually put a notice on the envelope, which is equivalent to the agreement with customers. The agreement stipulates that if the customer is not insured, the maximum compensation is 3000 yuan. This unilateral notification system has brought many risks to consumers, and in fact, there have also been cases of insider stealing. The notification system is based on the assumption that consumers will rationally choose whether to insure, but in fact, the probability of consumers insuring is extremely low. With the acceleration of logistics, problems have emerged and the old system needs to be improved. Solution: First, the compulsory insurance system, that is, the courier company insures with the insurance company, similar to liability insurance, exempting consumers from the obligation to insure separately; The second is to improve the entry threshold of courier companies, strengthen daily supervision, avoid vicious competition, stabilize the income of couriers, and eliminate the hidden dangers of courier self-theft; Third, under the condition that the system has not changed, we should raise consumers' risk awareness and insure valuables. The more events, the faster the system will improve. As for the practice of registering a courier company to make money, it is measured by the "input-income ratio", but no one has done it. Even if some founders try to break the law, some people worry about fraud. The problem should be the courier himself.