Harbin Bank Card and Harbin Bank Social Security Card.

There are many basic guarantees for participating in social insurance. In order to facilitate people to apply for social insurance, China has established a social security card system, but up to now, some people are not clear about the difference between social security cards and bank cards. What's the difference between social security card and bank card? Let's take a look at the relevant content with online Xiaobian. 1. What's the difference between a social security card and a bank card? 1. Different account functions. As a financial payment and settlement medium, bank cards (debit cards) only have simple financial accounts, which belong to single-account cards; Social security card belongs to composite account card, and there are not only financial accounts but also social security accounts in the medium. Finally, in terms of functions, bank cards can only handle financial services, while social security cards have functions such as social security registration, pension collection, payment, social security information inquiry and medical insurance reimbursement in addition to financial services. 2. The application procedures are different. Bank cards can be handled directly at bank outlets and can be activated normally. The social security card needs to print social security information in the social security agency first, then apply to the bank, and finally be made by the social security agency. Generally, you can't pick up the card on site, and you need to activate it before you can use it normally. 3. The fee concessions are different. Bank cards generally have a card opening fee and an annual fee, and there are small account management fees if the average daily deposit is below a certain amount; Now the social security card is still in the promotion period, which not only exempts the production cost and annual fee, but also has a large account management fee. However, the loss reporting fee of social security cards is generally higher than that of bank cards, because the cost of social security cards is higher. Second, what are the common functions of the social security card 1, electronic certificate: the social security card can be used as the cardholder's electronic certificate, and the social security card can handle social security business and enjoy social security services; 2. Self-service inquiry: Cardholders can inquire personal basic information, social security information, government affairs information, human resources information, etc. On the related system of social security card: 3. Medical settlement: Social security cards can be used in different places or locally. Cardholders' medical expenses in hospitals and drugs purchased in pharmacies can be reimbursed and settled by social security cards; 4. Welfare collection: Cardholders can use social security cards to receive state subsidies and social security benefits, and can also pay various talent examinations and social security fees through social security cards; 5. Financial transactions: Social security cards also include some financial services of banks, such as savings, withdrawals, transfers and consumption. Three. Legal Basis of Social Security Card Article 5 of the Administrative Measures of the People's Republic of China on Social Security Cards: Provincial human resources and social security departments or municipal human resources and social security departments may issue social security cards with the approval of Ministry of Human Resources and Social Security. No other institution or organization may issue social security cards. Article 6 The areas where social security cards are issued (hereinafter referred to as card-issuing areas) shall establish standardized human resources and social security business processes with strong comprehensive coordination among businesses, so as to ensure the effective application of social security cards. At the same time, it should also meet the following technical conditions: (1) establish a business management system, database and information network suitable for the use of social security cards; (two) have the technical force to support the management and application of social security cards, including personnel and equipment, and be able to quickly complete the system layout of social security card applications; (3) Formulating standardized and feasible implementation plans, including application design plans, cost solutions, information collection plans and specific distribution plans; (four) to establish a scientific and perfect social security card issuance management system and clear internal control procedures, and formulate emergency plans; (5) Other conditions stipulated by Ministry of Human Resources and Social Security. Article 7 To apply for the issuance of social security cards, the following materials shall be submitted: (1) Fill in a complete application form for the issuance and registration of social security cards; (2) An explanation of the preparation for the issuance of social security cards; (3) The application fields and application file structures in the card that meet the requirements of the national unified specifications (including the application fields and indicators of local expansion); (four) the card face style designed according to the unified requirements; (five) the measures for the administration of social security cards in this area and the detailed rules for their implementation; (six) other materials required by Ministry of Human Resources and Social Security. Article 8 Procedures for examination and approval of social security card registration: (1) When the Provincial Department of Human Resources and Social Security issues social security cards, the application materials shall be submitted to the Office of Ministry of Human Resources and Social Security Informatization Leading Group for review. (two) municipal human resources and social security departments to issue social security cards, the application materials should be submitted to the provincial human resources and social security departments for preliminary examination. After passing the preliminary examination, it shall be reported to the Office of Ministry of Human Resources and Social Security Informatization Leading Group for review. (3) With the approval of the Office of the Information Leading Group of Ministry of Human Resources and Social Security, the identification numbers of the social security card issuers are uniformly distributed to the areas that have approved the issuance of social security cards, and shall be filed with the National IC Card Registration Center in accordance with the relevant provisions of the state. (four) in the card-issuing area, if the structure of the social security card surface and the file in the card is changed, it must be reported to the Office of the Information Leading Group of Ministry of Human Resources and Social Security for re-examination. Any change of card-issuing suppliers and products, expansion of card-issuing quantity and increase of card-issuing quantity shall be reported to the Office of Ministry of Human Resources and Social Security Informatization Leading Group for the record. Through the above introduction, we know that there are three main differences between social security cards and bank cards, and we have a comprehensive understanding of their characteristics. Usually, universities should learn to use social security cards correctly. If you have other legal problems, you can consult online.