My insurance company said it would arrive on March 14th, but my Agricultural Bank of China has not received the money yet. What happened, but I did not receive the bank arrival information?

Insurance claims refers to the insurance company’s payment of insurance premiums when an insured accident occurs in the subject matter of insurance and the insured’s property is lost or life is damaged, or when other insurance accidents stipulated in the policy occur and insurance payments are required. According to the provisions of the contract, the act of performing the liability for compensation or payment is a work that directly reflects the insurance function and fulfills the insurance liability.

Insurance companies generally settle claims within about 30 days.

The China Insurance Regulatory Commission (now the China Banking and Insurance Regulatory Commission) has no relevant regulations on the time for insurance companies to settle claims, but my country's "Insurance Law of the People's Republic of China and the People's Republic of China" stipulates that the insured applies for claims, the insurance company accepts claims, and The time regulations for insurance benefits disbursement and other matters are clearly stated in the regulations.

The content is as follows:

1. If an insured accident occurs, the insured shall report it to the insurance company within 2 years from the date of the accident. If the accident is not reported within two years, it will be deemed as Automatically waive the right to claim insurance benefits. The reporting period for life insurance products is 5 years.

2. After receiving the report from the insured, the insurance company should make an accident assessment in a timely manner. For accidents with complex circumstances, it should also make an assessment within 30 days. However, if the insurance contract does not provide any other Except where stated.

3. If it is determined that the insurance liability is not covered, a rejection notice shall be given to the insured within 3 days from the date of assessment.

4. If it is an insurance liability, both parties should reach an insurance payment agreement as soon as possible. After reaching an agreement, the insurance company should pay within 10 days. If the amount of insurance payable cannot be determined, the determinable amount should be paid within 60 days of receiving the report, and the difference will be made up after the final determination.

In fact, there are many situations that affect claims settlement, and the China Banking and Insurance Regulatory Commission and legal provisions cannot cover everything. It depends on the situation of the insured and the insurance company. If the insured fails to report the case for a long time, the insurance company will not be able to determine the insurance liability. As a result, it is not known whether the insurance money can be compensated. Or the insurance liability has been determined, but the compensation amount is not satisfied. In this case, the arrival time of the insurance money will also be slowed down.

Under normal circumstances, as long as the insured does not defraud the insurance, reports the accident as soon as it occurs, prepares sufficient claim materials, reviews the claim quickly enough, and has no objections to the claim, the insurance money will be paid as soon as possible.

Article 23 of the "Insurance Law of the People's Republic of China" stipulates that after receiving a request for compensation or payment of insurance benefits from the insured or beneficiary, the insurer shall make a timely review; circumstances If it is complex, it shall be reviewed within thirty days, unless otherwise agreed in the contract. The insurer shall notify the insured or beneficiary of the verification results; for insurance liability, it shall perform its obligation to compensate or pay insurance benefits within ten days after reaching an agreement with the insured or beneficiary to compensate or pay insurance benefits.