Which credit card has a free SMS notification 2022 I love the card?

Every bank has a free SMS notification service.

Consumer SMS reminder depends on the starting point of the issuing bank. China Construction Bank, for example, will only send free SMS reminders when RMB transactions are above 500 yuan. But repayment reminder SMS and repayment input SMS are free.

Icbc credit card consumption SMS is free. The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

When a cardholder uses a credit card to make a large amount of consumption, the issuing bank will pay the cardholder's consumption funds to the merchant in one lump sum, and deduct the consumption funds from the cardholder's credit card account in stages according to the cardholder's application, and the cardholder will repay according to the monthly recorded amount.

In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.