I don't have a credit card of China Everbright Bank. Why do I receive repayment information?

In this case, there are many possibilities. I need to go to China Everbright Bank to make an inquiry to know the truth. First of all, it may be that the mobile phone number you just bought was changed after the previous owner owed money, so you will receive arrears information. Secondly, your ID card may be fraudulently used, which is more complicated and requires multi-department joint law enforcement investigation. For example, the Ministry of Public Security, the Ministry of Justice and banks. Everyone should be involved in the investigation to find out who used your personal information to handle credit card business. Finally, it is possible that when you were doing business at Everbright, the staff handled a credit card for you without your knowledge, or the bank customer service phone invited you to do it, and you promised to do it, but you forgot. In short, there are many possibilities, and joint investigation is needed to know the truth.