The bud is overdue for more than a year, and it is said that it must be returned within three days. Is it true if it is not sent to the local police station?

Lending is a civil dispute, and generally you don't go to the police station. However, if the flowers are overdue, the company will urge the debtor to repay by telephone and other means. If negotiation fails, the company will also sue the debtor to the court and apply to the court to seal up the debtor's property and claim repayment.

If the other party sues you and you fail to repay the debt within the prescribed time limit, the court has the right to enforce it and bear double interest on the debt.

(1) According to Article 242nd of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution from the relevant units.

The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.

(2) According to Article 244 of the Civil Procedure Law of People's Republic of China (PRC), the people's court has the right to seal up, detain, freeze, auction or sell the property that the person subjected to execution should perform according to the enforcement notice. However, the necessities of life of the person subjected to execution and his dependents shall be retained.

In addition, in loans overdue, the borrower's credit information will be badly recorded, and he will become the person who has broken his promise, which will affect his future lending behavior and even his normal life.

Extended data:

For overdue users, Ant Flower Garden will remind users to repay within 9- 13 days after the repayment date. If the user hasn't paid the loan yet, he will remind you manually after 13 days.

Ant Flower Garden emphasizes that if the overdue amount is large and the user cannot be contacted by phone for many times, it will try to remind the user to repay by contacting the relevant person.

Related party collection is a common practice in the industry to ensure the normal operation of credit services. At present, related party collection is an important means to remind debtors to repay their debts, including bank credit card center, JD.COM White Bank and credit institutions.

Take the bank card as an example. If the debtor fails to repay the loan within 60 days, the bank will generally remind the user by SMS, voice, manual telephone, etc. If the user still doesn't pay the bill, or the debtor loses contact, the bank will start to collect it. Generally, the longer the overdue time, the greater the amount and the higher the intensity. Methods include contacting related parties, visiting, letters and other collection methods, and even taking legal measures in serious cases.

Therefore, if the user fails to pay it back within the time limit, he will collect it according to the common practice in the industry and even resort to the law. End users not only need to pay the arrears, but may even affect their credit records and discredit their credit, which is not worth the loss.

People's Daily Online-Ant Flower Garden is accused of violating user privacy? Responded that it has been suspended.