Why hasn't the interest on the ABC card arrived yet?

1. Whether the bank account number or payee information bound by money is wrong. If there is an error, the interest settlement fund cannot be deposited and will be returned to the remitter's account.

Second, consider whether there are Saturday, Sunday or national holidays, during which funds will be delayed. If these two reasons do not exist, then you need to call customer service to inquire about the specific reasons.

What does ABC mean by interest settlement?

Interest settlement of the Agricultural Bank means that the Agricultural Bank will settle interest on users' deposits on a regular basis. As long as there is money in the user's bank card, the Agricultural Bank will settle the interest on the user's deposit. In the case that the user's bank card has been reported lost, the Agricultural Bank of China will still settle the interest on the deposits in the account. Reporting the loss will only invalidate the card that has been reported lost, and will not affect the interest settlement of the deposits in the account. Under normal circumstances, the Agricultural Bank of China will settle the user's deposit interest once every quarter, and the time is fixed at the 20th of the last month of each quarter.

Bank interest settlement method:

1. Deposit interest settlement: the bank will settle interest on the user's savings deposit in the bank on a specific date, and interest will be paid after maturity, while demand deposits will settle interest quarterly;

2. Loan interest settlement: During the repayment period, the loan with quarterly interest settlement pays interest once every quarter, and the last installment pays the principal and interest once.

The People's Bank of China stipulates that since September 2, 20051,all commercial banks will settle interest on demand deposits on a quarterly basis. The settlement time is 20th of the last month of each quarter, and interest is paid on 20th.

Interest calculation:

Different from other deposits, the interest of demand deposits is calculated according to the date corresponding to the deposit month, in which the interest is calculated on the 30th of each month and 30th of each year. For example:

65438+1 October 1 deposit, February1interest-bearing days 30 days, interest = deposit rate ×30/360.

65438+1October 15 is deposited, and the number of days for calculating interest in February 18 is 33, and interest = deposit rate × 33/360.

65438+1October 15 is deposited, and the number of days for calculating interest in February 10 is 25 days, and interest = deposit interest rate ×25/360.

At the same time, unlike other deposits, the interest is calculated according to the interest rate level on the withdrawal date, and the interest of demand deposits is adjusted in time with the adjustment of the central bank's interest rate.