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How to handle the mobile banking of Shandong rural credit cooperatives and how to charge?

At present, there is only short message service.

I. Downlink SMS

(1) Free service

For individual customers whose account balance changes more than 2000 yuan (inclusive), SMS service is provided free of charge (only one mobile phone number). However, customers need to apply for "short message service" at business outlets, sign application forms and agreements, and accept free services.

(2) Charged services

All customers who need SMS service for account balance changes need to pay. There are two payment methods: monthly billing or article billing, and customers can choose either one. The customer must sign an application form and an agreement to accept the service.

1, charged monthly. Monthly billing monthly 3 yuan, unlimited number of SMS.

2, according to the billing. If the account balance changes below 2000 yuan, each item will be 0. 1 yuan. The change of account balance above 2000 yuan (inclusive) is free.

If the customer requires the balance of the same account to change and needs to send SMS service to multiple mobile phone numbers, it will be charged according to the actual number of SMS messages sent.

2. Uplink SMS: Uplink SMS is initiated by the contracted customer, and the fee is settled by the SMS operator and the customer.

The payment method of SMS service is to deduct the SMS service fee of last month from the customer's main account on the 5th of each month. If the SMS tariff standard of SMS operators is adjusted, rural credit cooperatives reserve the right to adjust the above tariff standard.

If there are activities, the cost will be reduced.