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Will the money saved be used for financial management?
Will the money saved be used for financial management?
You can rest assured that the money in the bank will not be used for financial management. When you deposit money in a bank, the general bank will send a text message to remind you that there is a difference between bank deposit and financial management. Bank deposits are guaranteed capital and interest, and there is no risk. Financial management is risky.
The risks of financial management are low, medium and high. When choosing financial management, you can make a choice according to your own situation. For example, if you don't want to take a big risk, and your own funds are small, you can consider low-risk financial management. If you can bear risks and want to pursue certain benefits, you can consider medium and high-risk financial management.
How do you know whether a deposit is a fixed deposit or a financial management?
Bank deposits are capital preservation and interest protection, but financial management is not capital preservation. Just buy it from the bank and you will know. If you want to deposit a time deposit, there are usually three months, six months, one year, two years, three years and five years, and the liquidity of time deposits is generally not very good. If you take it out in advance, you will lose interest.
Financial management is generally flexible. Now some financial management can deposit and withdraw money at any time, which is very convenient. However, product introductions generally indicate their risks, which is different from bank deposits.
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