How to check whether the postal currency card is a class I or a class II?

1. Check through the bank counter, bring your ID card and bank card to a nearby bank outlet, and the staff will tell the user what kind of bank account it is.

2. For telephone inquiry, you can call the bank's customer service hotline, connect to the manual service, and provide the bank card number for inquiry.

3. Inquire through mobile banking, download and log in to the official mobile phone app of the bank. In your own account, you can view the bank card account category.

4. Inquire through online banking, enter the bank official website, log in to your personal account, and inquire about bank card details.

The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.

Application conditions for savings card:

Go to any branch of the bank with my valid ID card (such as ID card or driver's license). You must open a current account first. The account balance shall not be less than 10 yuan. Unstamped withdrawal account. Non-loss-reporting account, frozen account and normal account status.

Withdrawal, inquiry, password modification, etc. On the national networked savings ATM. Transfer consumption on POS terminal. Deposit and withdraw money in savings offices connected to the whole country.

Savings card is a part of debit card, but it has different functions. In fact, as early as more than 20 years ago, the central bank made clear provisions on the types and definitions of bank cards. According to the standard of overdraft consumption, bank cards are divided into two categories: credit cards and debit cards. Credit cards can be overdrawn, but debit cards can't. Debit cards are subdivided into three categories: savings card, transfer card and special card.